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Lafayette Habitat for Humanity seeks applicants for new housing - The Daily Advertiser
Lafayette Habitat for Humanity (LHFH) is opening up applications for new affordable houses that will be built in the city of Lafayette beginning in early 2009. Eligible families must have current housing needs, be able to make an affordable mortgage ...

Deeds Oct 22nd thru 31st 2008 - Cecil Whig
Chandler H. Gebhart, III, to Carl D. and Linda K. Becker, Bohemia Bay Yacht Harbor, Chesapeake City, $64,000, October 22. Jennifer R. and Thomas H. Clark, Jr., to Jennifer R. Clark, 224 Biddle Street, Chesapeake City, $0, October 24. Helena A. DuPont ...

Taxes due on Monday - Lafayette Journal and Courier
The deadline to pay tax bills in Tippecanoe County is just days away. Even though the County Office Building, at 20 N. Third St. in Lafayette, is closed today, residents can drop off payments in the secure lockbox outside the building. Property ...

Business Briefs - Daily Breeze
Steven A. Berkowitz announces the start of Steven A. Berkowitz & Associates, a consulting group specializing in Foreclosure Mitigation Consulting and Property Tax Reduction consulting. Berkowitz was a mortgage banker in Lee County for seven years ...

Other fictional communities and their real-life counterparts: - USA Today
Peyton Place , scene of the novel, film and TV series, was a combination of several New Hampshire towns, including Gilmanton, where the author, Grace Metalious, lived; Laconia, the only nearby town of comparable size to Peyton Place; and Alton, a ...

Get Out Of The House - San Francisco Gate
1. Take a trip to the Ferry Plaza Farmers' Market on Saturday morning at the Ferry Building to pick up everything you need for dinner that night, and prepare it together. For lunch, take a break and stop by the Hog Island Oyster Co. for some of the ...

Chronicle's picks for Thanksgiving weekend - San Francisco Gate
Michael Bauer, Jesse Hamlin, Peter Hartlaub, Rob Hurwitt, Joshua Kosman, Mick LaSalle, Joel Selvin, Tom Stienstra, Aidin Vaziri, Sam Whiting, Steven Winn 1. Take a trip to the Ferry Plaza Farmers' Market on Saturday morning at the Ferry Building to ...

Swift Energy Company Q3 2008 Earnings Call Transcript - Seekingalpha.com
Good morning. My name is Stacey and I will be your conference operator today. At this time, I would like to welcome everyone to today's conference call. All lines have been place on mute to prevent any background noise. After the speakers' remarks ...

November 2008 - Palm Beach Interactive
Gov. Charlie Crist wants to have a temporary foreclosure freeze in place by next week, he said this morning. Crist said he is meeting with bankers to try to come up with a deal without having lawmakers involved that would stall foreclosure ...

Jurors hear confession tape in Randolph murder trial - Newark Star-Ledger
After police caught Jonathan Zarate and two teen-agers trying to dump a trunk containing a Randolph girl's beaten and dismembered body into the Passaic River in Rutherford, Zarate told an investigator he had found his next-door neighbor dead. "I ...

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Today's Mortgage Terms starting with F

  • Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
  • Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
  • First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
  • Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
  • Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.
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