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Voices: Unique Joplin metro - Joplin GlobeMost of the Joplin metropolitan area is included in Newton and Jasper counties. “The Best Towns in America” by Houghton Mifflin Company lists Joplin as one of the 50 best towns in America. This decision was based on having good educational ...
Guest column, Konrad Heid: Trying to make sense of it all - Joplin GlobeMy wife suggests it doesn’t do any good to argue with the pundits of financial wisdom on television or yell to the interviewing news host to ask the hard questions and get straight answers to the ones they do ask. Alan Greenspan may be an economic ...
Matter of Records November 24 - Wichita Falls Times Record NewsTarget Nat’l Bank vs. Barbra Delany, 5105 Rock Point, $3,073.72, V3307 P44. Midland Funding vs. Tori Richerson, 4408 McCrory, $2,085.75, V3307 P46. Target Nat’l Bank vs. Becky K. Goolsby, 1610 Fillmore, $5,106.50, V3307 P54. Union Square FCU to ...
Sniper from first Gulf War needed help - Peninsula Daily NewsPORT TOWNSEND -- Clay Neideigh is a quiet, gentle man who knows what it's like to live in harm's way. He also knows what it is like to scramble to provide a secure environment for his children. He was an Army sniper in the Middle East during the ...
Mortgage-fraud scheme alleged in court documents - Joplin GlobeA Carl Junction man is among a half-dozen people named in a 55-count federal indictment charging mortgage fraud. Steven Ray Spencer, 47, was indicted Thursday for his alleged role in a scheme to defraud home mortgage lenders in Christian and Greene ...
Ex-Supervisor at Teen Rehab Center Allegedly Raped Patient - FOX NewsJOPLIN, Mo. — A woman who briefly supervised teens at a southwest Missouri drug and alcohol treatment center is charged with statutory rape for allegedly having sex with a 16-year-old boy at the center. Police say they're investigating similar ...
'I feel like Joe the Plumber': New swing state advertising campaign ... - Joplin GlobeJoplin resident Dana Snodgrass has found himself thrust into a political experiment of sorts. And it has made him a star. “I’m like a celebrity ... I feel like Joe the Plumber,” Snodgrass said with a chuckle. As part of the Local Voices for ...
'Idol' Exit Q&A - Entertainment Weekly OnlineThe plug has been pulled on the Rock & Roll Nurse. In the first shocker of the American Idol season, Janis Joplin sound-alike Amanda Overmyer got sent home after singing ''Back in the U.S.S.R.'' during Beatles week II. She may not be smiling, but she ...
'American Idol' Exit Q&A: Amanda Overmyer - Entertainment Weekly OnlineThe plug has been pulled on the Rock & Roll Nurse. In the first shocker of the American Idol season, Janis Joplin sound-alike Amanda Overmyer got sent home after singing ''Back in the U.S.S.R.'' during Beatles week II. She may not be smiling, but she ...
Local living costs lower than national average - The Daily AdvertiserThe cost of living in Lafayette is lower than the national average, according to a recent study. The Council for Community and Economic Research's third-quarter Cost of Living Index rated Lafayette's cost of living at 99 percent of the national ...
Today's Mortgage Terms starting with M
Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.
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