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Matter Of Records: December 1 - Wichita Falls Times Record News
Kell Propane vs. M.A. Flaharity, 199 Homestead Ln., $211.40, V3308 P579. AT&T Advertising LP vs. Bruce Harris, 3002 Speedway, $4,396.00, V3308 P853. The Estate of Richard Lynn Fanchier, et al, vs. Wichita Falls Care Center Inc., 7473 Row 25, Orland ...

Home sales report shows drop in area - Index-Journal
Home sales have had a significant decline in the Greenwood area over the past year. A monthly report released by the South Carolina Association of Realtors shows the Greenwood area, which includes Greenwood, Abbeville and McCormick counties, had a 35 ...

Matter of Records November 24 - Wichita Falls Times Record News
Target Nat’l Bank vs. Barbra Delany, 5105 Rock Point, $3,073.72, V3307 P44. Midland Funding vs. Tori Richerson, 4408 McCrory, $2,085.75, V3307 P46. Target Nat’l Bank vs. Becky K. Goolsby, 1610 Fillmore, $5,106.50, V3307 P54. Union Square FCU to ...

Meltdown mysteries explored by Skidmore College panel - Daily Gazette
Skidmore College professor Paul Calhoun, left, joins a panel discussion on the economic meltdown Tuesday at the college's Bernhard Theater. SARATOGA SPRINGS — A panel of economic and financial experts tried to make sense on Tuesday of the current ...

Subprime mortgage 'rip-off' has legitimate roots - Seattle Post Intelligencer
At the height of the real estate boom, lenders paid mortgage brokers as much as $15,000 or more to steer borrowers into overpriced loans. Called yield-spread premiums, these kickbacks increase with the gap between what loan borrowers qualify for, and ...

Zenith condos almost ready - Minneapolis Star Tribune
Zenith, a condo development on Washington Avenue near the Guthrie Theater in Minneapolis. The condominiums are priced from about $220,000 to $1.4 million and the building’s first floor will have a “concierge-style” clinic operated by University ...

Subprime Lending Hurts Homeowners - Social Funds
The Center for Responsible Lending contends that subprime lending has led to a net loss in homeownership. SocialFunds.com -- Not since the Great Depression has the mortgage market faced harder times, asserts a new report from the Center for ...

Martin and St. Lucie counties public records: Nov. 3 - Fort Pierce Tribune
•Catherine A. Witkowski v. State Farm Mutual Automobile, Mireya M. Cora, Diego Cora. •Joseph Smith v. Charles Klare. •Daniel K. Smith v. Nancy Seiboth Hinterleiter. •Coastline Landscape & Maintenance v. Rolf S. Gunther Jr. •Chase Bank v ...

Valley home sales up 24% in October, but median price falls 34% - Silicon Valley
Silicon Valley home sales spiked 24 percent in October compared with the same month last year. But that increase may be short-lived, some in the real estate industry say, because the plunging stock market and economic uncertainty have led many people ...

The Untold Story Behind the Mortgage Numbers the Federal Reserve ... - HispanicBusiness.com
WASHINGTON, Sept. 8 /PRNewswire/ -- The Federal Reserve today released figures showing once again that African-Americans and Latinos pay more for mortgages than white borrowers. Data collected from lenders for 2005 show that a majority of loans (52 ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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