Springfield Mortgage Rates and Information Online from competing Lenders

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Councilman wants Cleveland school named for Obama - Zanesville Times Recorder
CLEVELAND (AP) — An official wants Cleveland to be among the first cities with a school named in honor of Barack Obama. Councilman Zack Reed says re-christening Nathan Hale Elementary after America’s first black president would be truly fitting ...

October home sales in area up marginally over last year - State Journal-Register
The Springfield-area housing market produced an October surprise — a tiny increase in home sales over the same month in 2007 — but local experts said Monday the unexpected increase might not be a lasting trend. Sales closed during October ...

End of era for Famous Bill's: Owner of China Gourmet and retired bank ... - Recorder
GREENFIELD -- An 81-year-old downtown landmark passed hands Monday in an auction with a surprise outcome. Bill's Restaurant on Federal Street was sold in a foreclosure auction to the owner of China Gourmet and the retired president of Greenfield ...

Property developers offering $35k sweeteners - Brisbane Times
Queensland property developers are offering up to $35,000 in discounts to entice cautious buyers into new homes, as uncertainty in the property market continues to mount. Springfield Land Corporation has promised to discount the mortgage repayments ...

$7 million later, Korean War Museum still just a vision in Illinois - Quad-Cities Times
SPRINGFIELD — A nonprofit group has been collecting donations for a decade to establish a first-of-its-kind national museum in Springfield honoring veterans of the Korean War. The group has raised more than $7 million in that time — most of it ...

Fundraising questions hamper effort to memorialize the Korean War - St. Louis Post-Dispatch
SPRINGFIELD, Ill. — A non-profit group has been collecting donations for a decade to establish a first-of-its-kind national museum in Springfield honoring veterans of the Korean War. The group has raised more than $7 million in that time — most ...

Toy for Joy campaign launches 86th season in Western Mass. - Union-News & Sunday Republican
SPRINGFIELD -Registration for Toy for Joy, which has brightened the Christmas mornings of needy families for 85 years, will commence on Monday. The annual holiday campaign, sponsored by The Republican and the Salvation Army, launches its 86th season ...

'Famous' Bill's Restaurant in Greenfield sold for $210,000 at auction - Union-News & Sunday Republican
Photos by Michael S. Gordon / The Republican Paul W. Scheer, president of Aaron Posnick Auctioneers, right, takes during the auction of Bill's Restaurant in Greenfield on Monday. Paul Chang, left, and Joseph A. Poirier, the new owners of Bill's ...

Republic couple seeks damages against Greenleaf investment firm - News-Leader.com
In a lawsuit filed last week in Greene County Circuit Court, a Republic couple is accusing Greenleaf Co.s of Springfield of breach of contract and unlawful business practice, seeking punitive damages and a release from the contract. In the petition ...

Home Deal Fails For Centerton Families - Morning News
CENTERTON -- James and Patricia Leach of Bentonville couldn't believe their luck in September 2006 when they were approved to buy a home. The recently married couple found their dream home in Centerton. But two years, two months, and $51,000 later ...

Today's Mortgage Terms starting with S

Second Mortgage: An additional mortgage that has rights that are secondary to the first mortgage.

Seller’s Market: Market conditions that are favorable to sellers. There are more buyers than properties available for sale. The buyers may be forced to compete and pay more for the same property.

Settlement Costs: Money paid by the borrowers and sellers to complete the closing of a mortgage.

Settlement Cost (HUD Guide): HUD publishes a booklet that gives an overview of the lending process and is given to consumers after completing their loan application.

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