Leland Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

UBS: More former executives forgo pay, bonuses - Cleveland Plain Dealer
LUCERNE, Switzerland (AP) — Former executives who oversaw massive losses at Swiss banking giant UBS AG will repay a further 22 million Swiss francs ($18.45 million), Chairman Peter Kurer said Thursday. The repayments by the unidentified individuals ...

More ex-UBS execs repay - Straits Times
LUCERNE (Switzerland) - FORMER executives who oversaw massive losses at Swiss banking giant UBS AG will repay a further 22 million Swiss francs (S$27.8 million), Chairman Peter Kurer said. The repayments by the unidentified individuals bring to ...

Pay cuts won't fix sick auto industry, CAW says - Globe and Mail
You beat me to it... If the Unions won't do their part... There is NO WAY that Canadian taxpayers should be expected to... Any plans for a bail out SHOULD definitely be cancelled... Let the 'Big 3' fail ... Plain Joe from Canada writes: ' Ryan Lemay ...

Hong Kong Housing Woes - Wall Street Journal
HONG KONG -- The number of Hong Kong home mortgages in negative equity jumped to 2,568 cases between June and September as tumbling property prices took a toll on homebuyers. According to statistics from the Hong Kong Monetary Authority, the city's ...

Storm heads for Asia property sector - International Herald Tribune
HONG KONG : Property markets in Asia are about to be hit by the global economic downturn, with apartment prices and office rents in Hong Kong and Singapore expected to fall more than 20 percent by the end of 2009, a according to Reuters poll released ...

Computing Our Way Into The Collapse - Forbes
By now the bloggers have identified their favorite villains for the near-collapse of the global financial system: bankers, homeowners, regulators, even the occasional presidential candidate. Maybe because this is a technology column, I lay the blame ...

Wilmington businesses hit hard by economic downturn - Star News Online
A prominent business in Leland was working its way through Chapter 11 bankruptcy protection, the planned closing of another Wilmington car lot came to pass, and two large subdivisions in Brunswick County sat silent, not a whack of a hammer or the hum ...

Dean Hardwoods files for bankruptcy protection - Star News Online
His company marked 40 years in business, he celebrated the 50th anniversary of his enlistment in the U.S. Marine Corp, and he turned 70. By summer, however, the mood was hardly celebratory. His fine-hardwoods company, which had recently built and ...

Home help put on wheels - Myrtle Beach Online
A small, stick-built home on a rolling, mobile-home chasis is changing the way some older residents live in the coastal Carolinas. The transportable units are in high demand, especially since the economy has faltered in Horry and Georgetown counties ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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