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General Reader Forums - Manhattan Mercury
More things we have learned about Sarah Palin that even McCain did not know a few days before he hastily chose her. Somehow I think there may be a Part III. McCain has such disregard for America that he would pick such a person to potentially be the ...

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MARRIAGE LICENSES -- Francisco Ayala, 22, and Maria G. Duran, 23, both of Concordia; Christopher W. Skelton, 27, and Jenina M. Strader, 23, both of Salina; Christopher A. Fritz, 26, and Jennifer Ann Marie Henderson, 26, both of Gypsum; Robert A. Bade ...

Archive for Kate Kaye - ClickZ
Newspaper ad network is purchased by Centro, a firm that manages local online media buys for national advertisers and agencies. Aug 14, 2008 ISPs Respond to House Inquiry, Detail NebuAd Trials Allowing opt-outs didn't significantly reduce user ...

Economic Prognosis - Kommersant
The main event in October has to be the resounding thud of the 8-percent inflation plan's collapse. Its failure could be seen coming since August, but the government and Central Bank insisted with rare stubbornness that consumer prices would stay ...

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Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.
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