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Industrial Alliance completes Preferred Share Offering - CNW Group
/NOT FOR DISTRIBUTION TO U.S. NEWS WIRE SERVICES OR DISSEMINATION IN THE UNITED STATES./ QUEBEC CITY, Nov. 25 /CNW Telbec/ - Industrial Alliance Insurance and Financial Services Inc. ("Industrial Alliance" or the "Company") announced today the ...

God help Canada. - Globe and Mail
Wave Length from Toronto, Canada writes: Oh -- the irony. The Crown -- our real and much-disparaged legacy -- may see us through this entirely unnecessary crisis induced by Stephen Harper's reactionaries. Harper's bunch call themselves 'Conservatives ...

Lost auto jobs pegged at 15,000 - Globe and Mail
david tarbuck from Ukraine writes: It is not clear how much of the $25 billion Canada will end up footing?? Nor clear to Whom? The answer to that one ought to be NO! Thank you but Canada will decide independently on how/what/when and most important ...

Pay cuts won't fix sick auto industry, CAW says - Globe and Mail
You beat me to it... If the Unions won't do their part... There is NO WAY that Canadian taxpayers should be expected to... Any plans for a bail out SHOULD definitely be cancelled... Let the 'Big 3' fail ... Plain Joe from Canada writes: ' Ryan Lemay ...

Tories reverse decision on political subsidies - Globe and Mail
Cal Davidson from Canada writes: 'The memo urges MPs to fan out to their ridings this weekend and sell the government's message through forums such as talk radio. Mr. Giorno's e-mail stated that MPs must show that the current dispute with opposition ...

John...Ish... Ishmael from Brampton ON, Canada writes: - Globe and Mail
>>>>Oswaldo I from Canada writes: These will be government (or government funded) jobs. No chance of getting the U.S. federal debt under control without massive tax increases. Posted 22/11/08 at 1:12 PM EST>>> Look to Canada for a moment: Government ...

GM Canada beset by pension crisis - Globe and Mail
For years, the big 3 car makers have underfunded their pension plans, with the reluctant approval of their autoworkers unions who wanted to maintain the level of their hourly wages and get annual increases. Now these greedy companies and individuals ...

Industrial Alliance To Acquire DundeeWealth's Quebec-Based Mutual Fund ... - CNW Group
TORONTO, Nov. 3 /CNW Telbec/ - Industrial Alliance Insurance and Financial Services Inc. ("IA" or "Industrial Alliance") today announced that it has entered into an agreement to acquire the financial planning, mutual fund dealer and life insurance ...

First Swampscott LACC Home and Garden Show is Saturday - Abington Mariner
The Lynn Area Chamber of Commerce will present the first Home and Garden Show from 10 a.m. to 4 p.m. Saturday, Nov. 8, at the new Swampscott High School, 200 Essex St. Plans are to make it an annual event. In a time when everyone is talking about a ...

Industrial Alliance closes the acquisition of Sarbit Asset Management - CNW Group
TORONTO, Nov. 4 /CNW Telbec/ - Industrial Alliance Insurance and Financial Services Inc. ("IA") is pleased to announce the acquisition of all issued and outstanding shares of Sarbit Asset Management Inc. ("SAMI"). IA's intention to acquire SAMI was ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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