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Thanks, Bernie, Now We See the Light About SEC: Susan Antilla - Bloomberg
Jan. 8 (Bloomberg) -- Thank you, Bernie Madoff. I want to be the first to give you credit for the great service you’ve done for the investing public. Your alleged misdeeds are so over the top, even for these times, that I think Congress might ...

Regulatory Policy and Organizations - Chicago Tribune
by Frank James A lot of people who checked out the House hearing yesterday on Bernard Madoff's alleged Ponzi scheme probably got a little confused by something Rep. Gary Ackerman of New York said. Ackerman, a Democrat, was castigating the ...

Congress eyes SEC in Madoff case - Worcester Telegram & Gazette
WASHINGTON — Republican and Democratic House members said yesterday that the alleged $50 billion fraud involving Wall Street figure Bernard Madoff reflects deep, systemic problems at the Securities and Exchange Commission. Inspector General H ...

Congress blasts SEC for Madoff scandal - Jackson Clarion-Ledger
WASHINGTON — Republican and Democratic House members said Monday that the alleged $50 billion fraud involving Wall Street figure Bernard Madoff reflects deep, systemic problems at the Securities and Exchange Commission. Inspector General H. David ...

Congressmen sound off against SEC in Madoff affair - Town Hall
Republican and Democratic House members said Monday that the alleged $50 billion fraud involving Wall Street figure Bernard Madoff reflects deep, systemic problems at the Securities and Exchange Commission. Inspector General H. David Kotz said he is ...

In 2008, the word was Change - Norristown Times Herald
All year long that word was everywhere. It was something we could believe in. It was something that mattered. But by the end of 2008 it was not, most definitely, richly jingling in our pockets. The word was “change.” It was what we craved, what ...

Madoff case puts heat on SEC staff - Fort Lauderdale Sun-Sentinel
WASHINGTON - Republican and Democratic House members said Monday that the alleged $50 billion fraud involving Wall Street figure Bernard Madoff reflects deep, systemic problems at the Securities and Exchange Commission. Inspector General H. David ...

News Of The Day - New York Daily News
Barack Obama's surprise selection of Leon Panetta to head the CIA sends a message that controversial Bush administration policies are a thing of the past. The same goes for Obama's picks to fill four top Justice Department legal posts. If Panetta ...

Lawmakers fault SEC on Madoff - Courier-Post
WASHINGTON — Republican and Democratic House members said Monday that the alleged $50 billion fraud involving Wall Street figure Bernard Madoff reflects deep, systemic problems at the Securities and Exchange Commission. Inspector General H. David ...

Republicans, Democrats, IG sound off against SEC over failure to ... - Grand Forks Herald
Securities and Exchange Commission (SEC) Inspector General H. David Kotz, testifies on Capitol Hill in Washington, Monday, Jan. 5, 2009, before the House Financial Services Committee. (AP Photo/Haraz N. Ghanbari) Republican and Democratic House ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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