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Obama uses $1.3 trillion figure - The Washington Times
President-elect Barack Obama on Wednesday evening revised the possible top cost for the spending package he is seeking from Congress by $500 billion. Days after Senate Majority Leader Harry Reid mentioned that economists have told Mr. Obama he'll ...

Does Citigroup Stand Alone? Industry Balks at Bankruptcy Bill - BusinessWeek
If you want a sign the financial world is changing fast, look no farther than Thursday’s announcement that Citigroup would back legislation allowing judges to modify mortgage terms in bankruptcy. The bill, championed for more than a year by Sen ...

Citi backs measure to help avoid foreclosures - Guardian Unlimited
WASHINGTON, Jan 8 (Reuters) - Financial giant Citigroup Inc will support a proposal in Congress to rewrite U.S. bankruptcy law to help troubled mortgage borrowers avoid foreclosure, Chief Executive Vikram Pandit said on Thursday. Citi had previously ...

Mortgage Fraud: Beware the Wolf (Loan Officer) in Sheep's Clothing - 24-7PressRelease.com
A retired mortgage banker turned consumer advocate creates a blog to advise US mortgage consumers to be wary of lenders offering deals that sound too good to be true. They may be accompanied by thousands of dollars in undisclosed/under disclosed ...

Citi backs mortgage bankruptcy reform: senators - Reuters
WASHINGTON (Reuters) - Financial giant Citigroup Inc has agreed to support a rewrite of bankruptcy law being proposed in the U.S. Congress to help troubled mortgage borrowers avoid foreclosure, lawmakers said on Thursday. Known as "cramdown," the ...

Citi Supports Controversial Mortgage Bill - AOL
WASHINGTON (Jan. 8) - Democratic lawmakers have reached a deal with Citigroup Inc. on a plan to let bankruptcy judges alter home loans in an effort to prevent foreclosures and said they expected other lenders to follow. The lawmakers said Thursday ...

Mortgage-Bond Spreads Fall Amid Speculation of More Fed Buying - Bloomberg
Jan. 6 (Bloomberg) -- Yields on Fannie Mae , Freddie Mac and Ginnie Mae mortgage securities tumbled to the lowest since October 2007 relative to government notes, after the Federal Reserve began a $500 billion program to buy the bonds. The difference ...

Citigroup reaches agreement with key senators on mortgage bankruptcy ... - Minneapolis Star Tribune
I tried calling them last week to ask if I could "modify" my home loan as I have lost $200k on my house in the last 24 months. They told … read more me; since I have not missed any payments or been late on any payments I am fine to continue paying ...

The Bust is a Boon - CNN Money
When Scott Furr and his partner Damian Hetherington sold their North Carolina condo in 2003 and moved to Palm Beach County Fla., they intended to buy a house. It took a lot longer than they planned. "The real estate market was exploding here in ...

Citi nears deal on home loan change - West Online
Citigroup Inc is in advanced talks with lawmakers on a plan to let bankruptcy judges alter home loans in an effort to prevent US foreclosures, a person briefed on the matter said on Thursday. Until now, the banking industry has been ardently opposed ...

Today's Mortgage Terms starting with H

Home Equity Line of Credit: A type of revolving credit in which your home is used as collateral.

Home Equity Loan: A revolving line of credit or loan based on the equity in the mortgagor's property. The property is the collateral for the loan, which is usable for any purpose.

Housing and Urban Development (HUD): A U.S. government agency created to introduce federal housing and community development programs; manages the Federal Housing Administration.

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