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News about Mortgages:

First M&F Corp. Reports Third Quarter Earnings Rebound From Second ... - Bolsamania
KOSCIUSKO, Miss., Oct. 17 /PRNewswire-FirstCall/ -- First M&F Corp. reported today that net income for the quarter ended September 30, 2008 was $2.210 million, or $.24 basic and diluted earnings per share. While this is lower than the year-ago ...

Lake City Bank Reports 3rd Quarter Results - MSN MoneyCentral
WARSAW, Ind., Oct. 27, 2008 (GLOBE NEWSWIRE) -- Lakeland Financial Corporation (Nasdaq:LKFN), parent company of Lake City Bank, today reported quarterly net income of $5.2 million for the third quarter of 2008 versus $4.4 million for the third ...

Muncie-Based Bank Reports Drop in Income - Inside Indiana Business
Muncie-based MutualFirst Financial, Inc. (Nasdaq: MFSF), the holding company of MutualBank, is reporting third quarter net income of $359,000, compared to $1.2 million for the same time period last year. The company says the drop is primarily due to ...

MutualFirst Announces Third Quarter 2008 Earnings - Earthtimes
Author : MutualFirst Financial, Inc. MUNCIE, Ind. , Oct. 23 /PRNewswire-FirstCall/ -- MutualFirst Financial, Inc. (Nasdaq: MFSF), the holding company of MutualBank (the "Bank"), announced today that net income for the third quarter ended September 30 ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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