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One rule for Lloyds, one for everyone else, signals Darling - Scotsman.com
ALISTAIR Darling yesterday effectively slammed the door on a rival bid to keep HBOS an independent bank, when he set tough conditions on any alternative rescue deal. The Chancellor made it clear that the Treasury would not match its offer to buy ...

Auburn Marine formed deep family bonds - Auburn Journal
Don Hunter Jr., middle, holds a photograph of he and his father Donald Hunter Sr., along with senior?s ex-wife Flora Hunter, his sister Linda Odin, back middle, and daughter-in-law Jennifer, right. Donald Hunter Sr. died late Monday night during a ...

Final Memorandum on Review of NASA's Consolidation of Information ... - SpaceRef
The Office of Inspector General received allegations that the implementation of Mission Focus Review (MFR) Recommendations to consolidate information technology (IT) purchases through NASA's two Outsourcing Desktop Initiative (ODIN) contracts would ...

Labor warns McCain about crowds - Boston Globe
The head of the nation's biggest labor federation is joining the chorus of voices warning about the increasingly angry crowds coming to John McCain's campaign events. At rallies this week , McCain's criticisms of Democrat Barack Obama have been met ...

Senator Dole: Either a bigot or an exploiter of bigotry - Poli Gazette
Perhaps in between stories of Obama kicking the Washington Times off his plane and McCain kicking Time off his, Palin whipping up the name-the-profession crowd and the latest poll showing that left handed bald circus clowns are trending towards ...

Is Religion a Threat to Democracy? - Common Dreams
It's a presidential campaign like no other. The candidates have been falling all over each other in their rush to declare the depth and sincerity of their religious faith. The pundits have been just as eager to raise questions that seem obvious and ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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