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Golden Friday lifts TSX 430 points - Vancouver Sun
Canadian stock markets rallied sharply in the final hour of trading on Friday as gold stocks soared and U.S. president-elect Barack Obama prepared to name a popular choice to head the Treasury department. The S&P/TSX Composite index surged 430.63 ...

TRADING DAY: Friday's markets - Vancouver Sun
VANCOUVER -- Canadian stock markets rallied sharply in the final hour of trading on Friday as gold stocks soared and U.S. president-elect Barack Obama prepared to name a popular choice to head the Treasury department. The S&P/TSX Composite index ...

Business Bankruptcies - Minneapolis Star Tribune
This is a list of recent business-related bankruptcies filed in U.S. Bankruptcy Court in Minneapolis and St. Paul. The number following the filing date is the case number. A Chapter 7 petition is for liquidation of the businesses; Chapter 11 (or ...

Washington County hopefuls share thoughts - Minneapolis Star Tribune
Two Stillwater men are vying for the District 3 seat on the Washington County Board of Commissioners. Unlike the other two Washington County commissioner races, the third district contest does not revolve around the transit tax debate. Gary Kriesel ...

Indian teen thrown under train for writing love letter - USA Today Blogs
A 15-year-old boy was beaten, mocked and then thrown in front of a moving train Tuesday in eastern Bihar state, according to The Times of India . His crime? Falling in love with a girl from a different caste. "Fifteen-year-old Manish Kumar was ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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