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MASSACHUSETTS LOCAL NEWS - Union-News & Sunday Republican
BOSTON - The Massachusetts Turnpike Authority has approved tolls increases in eastern Massachusetts as it staggers under Big Dig debt and mismanagement. The authority's board approved toll hikes of 75 cents at the Weston and Allston-Brighton ...

Poor People's Dinner fund-raiser on Staten Island tonight - Staten Island Advance
Advance file photo Gabriel Farini, 8, was one of many youngsters who attended last year's Poor People's Dinner. Project Hospitality is holding its annual Poor People' Dinner tonight at the Hilton Garden Inn in Staten Island's Bloomfield community ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

"Hollywood Hookah" opens on Marshall Street - Syracuse Post-Standard
Jennifer Meyers / The Post-Standard Syracuse University student Joe Raymond smokes a cinnamon ice cream flavored hookah while at Hollywood Hookah tonight. With Raymond are J.P. Placella (center) and Jake Boyajian, both of Long Island. It's not every ...

AMNESTY FOR THAKSIN - Nation - Thailand
You're right to say that there were "zero deaths as a result of nuclear holocaust". That's absolutely correct. The doctrine of MAD (Mutually Assured Destruction) gave the Soviets and the US/NATO a measure of self-discipline. However, we came very ...

CapeCodToday Blog Chowder - Cape Cod Today
"If others were involved with the accused, let them charge them and join him in prison whatever the cost." It's very obvious others were involved. They found three sets of DNA under her fingernails, and DNA on her shoe that matched no one they tested ...

Tacoma police shooting was justified - Seattle Post Intelligencer
TACOMA -- Pierce County officials say a fatal police shooting last July in Tacoma was justifiable homicide and no inquest will be held. Prosecutor Gerald Horne says Officer Jared Tiffany had reasonable cause to believe Tony Lamont Clay was a deadly ...

1 dead, 1 charged in shooting - Florida Times-Union
Police charged a man with murder Saturday after two people were shot, one fatally, during an argument at a Jacksonville Waffle House restaurant, police said. Barry Edward Carrell, 26, was being held without bail Saturday night in the Duval County ...

Tory party conference: David Cameron's speech in Birmingham in full - Daily Telegraph
Today the financial crisis means that all eyes are on the economy and the financial markets and that is absolutely right. As I said yesterday, on this issue, we must put aside our differences and work together with the government in the short-term to ...

Ottawa swoops in with climate-change offer - Globe and Mail
Throbbin Khan from Canada writes: Harper is trying to buddy up with the most popular political figure in the world. He's hoping Obama will be brash enough to quickly scoop up the initial offer - I hope he won't. Harper is worried about Alberta's ...

Today's Mortgage Terms starting with S

Second Mortgage: An additional mortgage that has rights that are secondary to the first mortgage.

Seller’s Market: Market conditions that are favorable to sellers. There are more buyers than properties available for sale. The buyers may be forced to compete and pay more for the same property.

Settlement Costs: Money paid by the borrowers and sellers to complete the closing of a mortgage.

Settlement Cost (HUD Guide): HUD publishes a booklet that gives an overview of the lending process and is given to consumers after completing their loan application.

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