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In credit crunch, borrowing isn't as easy as it used to be - St. Petersburg Times
The spigot of credit that fuels the bay area's economy hasn't been shut off entirely by the country's financial crisis. But if you're trying to buy a house, finance a car, erect an office complex or build a shopping center, you'll quickly learn that ...

Obama, McCain each target the other's character - Los Angeles Times
WASHINGTON -- The Obama and McCain presidential campaigns traded charges about character today, with both sides targeting each other for unsavory associations in the past. Democrat Barack Obama's campaign hit back at Republican efforts to link him to ...

Uncool Rising: Why It's OK to Listen to Creedence Clearwater Revival - Popmatters.com
Why is Creedence Clearwater Revival -- staple of classic-rock radio and formidable singles band -- the epitome of uncool in the eyes of some music separatists? Music fans and critics alike are familiar with Wallace’s dilemma of coolness. The taste ...

Prayer, patience never waver as troubles mount - St. Petersburg Times
Laura Poirier, 39, meditates on the back porch of her 2,800-square-foot home in Clearwater. A divorce and a failed business have depleted her savings. The home is facing foreclosure, and her car is close to being repossessed. She copes by praying and ...

Five Reasons We're in This Fix - The Ledger
Senate OKs Sweetened Bailout How Senators Voted Market Futures Pull Back After Senate Vote Senate OKs Sweetened Bailout Car and Truck Sales Down Double Digits House Leaders Say Progress Being Made On Rescue Bill Stocks Surge Higher; Credit Worries ...

As Dow Plummets, McCain Campaign Highlights Palin's Attacking Obama on ... - ABC News Blogs
This morning the McCain-Palin campaign blast-emailed Alaska Gov. Sarah Palin's attack in Clearwater, Florida, on Sen. Barack Obama, D-Ill., regarding his relationship with William Ayers. "I was reading my copy of The New York Times the other day, and ...

PMI Fall 2008 Risk Index Indicates Rising Foreclosures and ... - MSN MoneyCentral
WALNUT CREEK, Calif. , Oct. 1 /PRNewswire/ -- PMI Mortgage Insurance Co., the primary U.S. subsidiary of The PMI Group, Inc. PMI , today released its Fall 2008 U.S. Market Risk Index(SM), which shows increases in foreclosures and unemployment have ...

October 2008 - Posts - MSNBC Firstread
CLEARWATER, Fla. -- Palin continued her attacks on Obama for his ties to William Ayers Monday, but slightly changed her wording, saying Obama had worked with the “former domestic terrorist.” Palin had said throughout the weekend that Obama was ...

California and Florida homes top risks for price drops - Reuters
LOS ANGELES (Reuters) - California and Florida cities top the list of those under the risk of future plummeting home prices in the next two years, a report said Wednesday. According to the PMI Fall 2008 U.S. Market Risk IndexSM, 17 of the top 50 ...

Calif., Florida homes top risks for price drops - Reuters
LOS ANGELES, Oct 1 (Reuters) - California and Florida cities top the list of those under the risk of future plummeting home prices in the next two years, a report said Wednesday. According to the PMI Fall 2008 U.S. Market Risk IndexSM, 17 of the top ...

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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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Clearwater Mortgage Rates and Information Online from competing Lenders

Today's Mortgage Terms starting with A