Davison Mortgage Rates and Information Online from competing Lenders

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Davison grad Lori Hall Steele remembered as writer, friend ... - MLive.com
DAVISON, Michigan -- Lori Hall Steele's smile -- often accompanied by her spirited laugh -- could bring instant comfort and joy as it welcomed both friends and complete strangers to share their stories and lives with her. She wrote thousands of their ...

Millstone's House Hill Farm saga continues - Examiner
After years of cleanup and monitoring, House Hill Farm in Millstone has received a no further action letter from the state for illegal dumping that occurred there in the 80s. However, the accomplishment is bittersweet for the farm's current owners ...

In swirl of bad news, Michigan asks 'What's next?' - Detroit News
Metro Detroiters, already struggling with rough times, are bracing for things to get even worse. Already tagged as a "leader" in unemployment, foreclosures, poverty and income declines, Michigan is now stung by a Congress that appears reluctant or ...

NY town lets seniors work off property taxes - for $7 an hour - Katu.com
GREENBURGH, N.Y. (AP) - Audrey Davison lives alone, gets a $620 Social Security check each month and worries about the sharply rising taxes on her four-bedroom house. Davison, 76, raised her family there and after 43 years, she really doesn't want to ...

Dollar Wise: Lessons from Great Depression hold their value - Dallas Morning News
As Americans worry about hard times, many are listening more closely to the stories of those who survived the Great Depression. "When the economy was booming, we never thought their struggles had much to do with our lives," said Helen Dennis, a ...

Depression-era seniors a source of wisdom in tough times - Dallas Morning News
As Americans worry about hard times, many are listening more closely to the stories of those who survived the Great Depression. "When the economy was booming, we never thought their struggles had much to do with our lives," said Helen Dennis, a ...

Homeowners turn into landlords as they wait for housing market to ... - MLive.com
Melissa Cousineau | The Flint Journal This home at 5371 Worchester Dr. in Swartz Creek is for sale or lease -- part of an increasing trend of homeowners looking to rent their homes while they wait for the housing market to improve. GENESEE COUNTY ...

Banks play hard to get as forced sales soar - Stuff
The number of forced sales of unsold and unfinished projects has taken a leap this month, boosting mortgagee listings to record levels on property sales websites. Interest.co.nz managing editor Bernard Hickey has been tracking the listings and said ...

Slow canal pace dooms bicycle museum - Buffalo News
A link to Buffalo’s industrial golden age seems about to snap. The Pedaling History Bicycle Museum in Orchard Park is preparing to sell off its 400-bicycle collection and shut down, after failing to land a spot in the Erie Canal Harbor area, its ...

Flint-based Dort Federal Credit Union to give 2 needy families homes ... - MLive.com
GENESEE COUNTY, Michigan -- If a home of your own is at the top of this year's Christmas wish list, you might need a bigger stocking because Dort Federal Credit Union plans to give away two homes this holiday season. Every year the credit union's ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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