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HOME CALENDAR - Detroit Free Press
Real Estate Investors Association of Wayne County: This month's agenda includes a new investor educational forum, dinner, socializing and member presentation of deals and services beginning at 6 p.m. Dec. 2 at the Holiday Inn, 17201 Northline in ...

Mortgage arrears leave more people in danger of losing their homes - Exeter Express-Echo
MORE people in Exeter are at risk of losing their homes because of mortgage and rent arrears, new figures show. The number of mortgage repossession orders made by Exeter County Court in July to September was up 25 per cent on the same period last ...

Glass artist thrives on country living and recycling - Dallas Morning News
BENBROOK – The decision to live in a metal outbuilding does not come lightly. First, it is necessary to want to live in the country, so much so that alternative housing (there's an understatement) seems OK. It helps to need a lot of space to create ...

Raising $36.8 million in 14 months isn’t enough - Beaudry files ... - Daily Territorial
Beaudry Motor Company, founded in 1940 in the waning years of the recovery from the Great Depression, last week found its successors turning to the bankruptcy court to help it try to get through the current economic downturn. Through eight separate ...

London and South East to bear the brunt, losing one in 12 jobs - Times Online
Workers in London and the South East are likely to be worst hit by the recession, with one in 12 jobs being cut in the next 18 months, according to an analysis today. The warning by the Local Government Association (LGA) came as Britain’s biggest ...

T A Griffin (TAG) - bbc
I remember a certain bank which went by the name of, oh now what was it, come on Terry think about it, ah, yes got it, was it, could it have been the Trustee Savings Bank! Now why don't we create a new bank and call it Lloyds Group, but demerge the ...

Grey Bruce Poetry Project - Owen Sound Sun Times
Welcome to the Poetry Project - a place to share your poetry and to enjoy the many voices of our community. Take a look at our community forum for Grey/Bruce poets. Submit your poems. Add links to your favorite poetry sites. Load up audio or videos ...

Shreveport officials join big three U.S. automakers in pitch for ... - New Orleans Times-Picayune
Jessica Leigh / The Associated Press Workers cheer as the first completed Hummer H3 heads off the assembly line at the Shreveport GM plant in April 2005. On Tuesday, workers held a rally at the plant in support of GM's efforts to seek emergency ...

Calendar: Metro Detroit home events this week - Detroit Free Press
Real Estate Investors Assoc. of Oakland: A panel of money lenders will cover diverse options for today's financing issues, 5:30-9:30 p.m. Thu. at MSU Management Education Center, 811 W. Square Lake in Troy. Free for members; $20 for nonmembers. 800 ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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