Minot Mortgage Rates and Information Online from competing Lenders

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Where will financial burden fall? - Minot Daily News
Recent information has come to light regarding flood insurance in the greater Minot area. People who were once required to carry expensive flood insurance might have to do so again if the current levee system on the Mouse River is not re-certified ...

March 9 - March 16 - Dakota Voice
► January 16 - January 23 (1) RAPID CITY--Citizens concerned about life came out from across the state of South Dakota tonight for a pro-life rally at the Ramkota Hotel in Rapid City, South Dakota. The evening featured keynote speaker Janet Folger ...

Kenny Rogers - Chicago Tribune
The 185 players potentially eligible for free agency. Eligible players may file through Nov. 13 (c-club option for 2009; p-player option for 2009; m-mutual option for 2009): AMERICAN LEAGUE BALTIMORE (4) -- Juan Castro, ss; Alex Cintron, ss; Kevin ...

Government retirement accounts - Bismarck Tribune
Democratic Lieutenant Gov. candidate Merle Boucher will be in Minot (7-9 p.m.) and Bismarck (10 p.m. - ?) on election night. His locations, according to Mapquest, are 112.60 miles apart, and should take an hour and 55 minutes to drive (an average of ...

Outreach impresses new Community Action director - Minot Daily News
Prairie Profile is a weekly feature profiling interesting people in our region. We welcome suggestions from our readers. Call Regional Editor Eloise Ogden at 857-1944 or Managing Editor Kent Olson at 857-1939. Either can be reached at 1-800-735-3229 ...

Air Force Finds Nuclear Deficiencies at Malmstrom - Flathead Beacon
BILLINGS – Air Force officials say they found deficiencies during a recent nuclear inspection of the 341st Missile Wing at Malmstrom Air Force Base. The inspection at the base near Great Falls, from Oct. 26 to Nov. 10, evaluated the unit's ...

Herald/STEVE TRAYNOR - Killeen Daily Herald
Worried that continued depressing news about the national economy is adversely affecting the real estate industry here, the Central Texas Homebuilders Association has named a committee with vice president Terry Neiman as its chairman to make sure the ...

Study: Sioux City most affordable housing market in U.S. - Sioux City Journal
LOS ANGELES (AP) -- Sioux City has the nation's most affordable housing, according to a comparison of 315 markets by Coldwell Banker. According to the Coldwell Banker Home Price Comparison Index released today, the average price of a home in Sioux ...

Military Failure - OpEdNews.com
winston: Dear red staters the GOP is playing blood-stained politics with our military. (1 comments) If Obama can fight off mini-me's slanderous remarks then the trail for W's crimes are hot. W's aiding of mini-me's campaign is not about burnishing W ...

This 'change' won't be good - Bismarck Tribune
Oh my, oh my, oh my, new century, same old rhetoric ushers in a very "charismatic" socialist. I thought I'd write this while I still have the freedom to - that will end. I most feel sorry for the Democrats who had to run the least known, least ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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