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Milton approves $6.14 million budget - Saratogian
MILTON — Responding to residents’ requests, the town board whittled down expenses even more and approved a $6.14 million 2009 budget Wednesday, cutting taxes 15 percent over 2008. "We’ll be all right. This will put us in good shape for next ...

Milton residents seek answers from Town Board - Saratogian
MILTON — Using a walker to navigate, Dorothy King, 82, came to her first-ever town board meeting Thursday night. She still lives on the 100-acre farm on Finley Road her grandfather bought a century ago. "These are hard times," she said, revealing ...

MAHONING COUNTY - Vindicator
Randolph Dotson Jr., 30, of 2529 Elm St., Youngstown, and Amanda L. Wolford, 25, of same. Kevin M. Davis, 30, of 153 E. Judson Ave., Youngstown, and Mia R. Shellow, 34, of same. Michael W. Budge, 45, of 5554 Barkley Ave., Austintown, and Shari J ...

A Moderst Proposal to Solve the Financial Crisis - American Thinker
I've just realized something: I've solved our financial crisis. Since media are already preparing their copy for stories about the Great Collapse of 2008, I've decided to share it with you instead of calling them. Don't worry -- we'll avert another ...

Matter of Record, November 17 - Wichita Falls Times Record News
Jo Nash vs. Kelly Wilson, 2131 Ave. F, $200,000.00, V3305 P885. Gary Writtenhouse vs. Jeff Prine, 1511 Nunneley Pl., #5, $1,248.37, V3306 P576. Workman, Tammy Michele, Wichita County, Chapter 7, Date Filed Oct. 29, Case No. 08-70448. Frazier, Phillip ...

City Halls Call Out for Help From Obama - WXIA 11 Alive
(MSNBC.com) -- America's mayors are crying out for help from President-elect Barack Obama, seeking immediate relief from a national economic crisis that has slammed budgets in big cities, suburbs and small towns. INTERACTIVE MAP: What America's ...

"Hollywood Hookah" opens on Marshall Street - Syracuse Post-Standard
Jennifer Meyers / The Post-Standard Syracuse University student Joe Raymond smokes a cinnamon ice cream flavored hookah while at Hollywood Hookah tonight. With Raymond are J.P. Placella (center) and Jake Boyajian, both of Long Island. It's not every ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

November 2008 - Weekly Standard
Out on the tour circuit for his new book, "How Mitt Romney, the Fake Conservative, Almost Bought the Republican Primary With His Big CEO Money" "Do the Right Thing," Mike Huckabee took a break from bashing former rival Mitt Romney to take a few ...

Milton budget would spike taxes 82 percent - Saratogian
MILTON - After getting a tax break last year from county surplus money, residents will see their town and highway taxes go up 82 percent under the proposed $6.64 million 2009 town budget. The overall budget is up 13 percent. "There's been a huge ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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