Lowell Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Postal Service investigates boss' VIP mortgage - WTOP Radio
WASHINGTON (AP) - The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial Corp. , the chairman of the service's governing board said. Postmaster ...

Postal Head Investigated For Mortgage Deal - CBS News
Countrywide, a leading subprime lender, is at the heart of the mortgage crisis. It has been criticized for using initially low teaser rates that later ballooned higher than borrowers could afford. (AP Photo/Damian Dovarganes) (AP) The Postal Service ...

Postal Service investigates boss’s VIP mortgage - Las Vegas Sun
The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial Corp., the chairman of the service's governing board said. Postmaster General John E. Potter is ...

Tough economy: Here's how Bakersfield folks would solve the nation's ... - Bakersfield Californian
The teetering economy and its see-saw riders, fear and uncertainty, have made for interesting times, and it’s hard to know what will happen next. Debbie Moreno, president and chief executive, Greater Bakersfield Chamber of Commerce. Photo by Felix ...

Verizon employees hack Obama records - Politico.com
Some Verizon Wireless employees accessed billing records from a cell phone President-elect Barack Obama had used, the Obama transition and Verizon Wireless said Thursday. Transition spokeswoman Jen Psaki said that Obama no longer uses the cell phone ...

Verizon workers look at Obama’s cell phone records - Las Vegas Sun
Verizon employees snuck a peek at President-elect Barack Obama's old cell phone records and will be reprimanded accordingly, the company said late Thursday. Obama aides said no voicemails or e-mails were accessed. In a statement, Verizon Wireless ...

Ap » Washington - Waterloo Cedar-Falls Courier
WASHINGTON - The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial Corp., the chairman of the service's governing board said. Postmaster General John ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The absurdist drama “The Bailout,” now playing under the Capitol Rotunda, is perversely reassuring. It has reinforced my long-held belief ...

Forget the election- let’s just cut to the conviction - Boston Herald
Y ou know a politician is on his way out when the papers start describing him as “embattled.” Meet embattled House Speaker Sal DiMasi. It used to be that Massachusetts speakers quit when they were elected to a bigger job. Now their departures ...

Verizon fires workers over Obama cell phone records breach - CNN
(CNN) -- Verizon Wireless has fired employees connected to a breach of records from a cell phone used by President-elect Barack Obama earlier this year, a Verizon source told CNN on Friday. An Obama spokesman said Verizon Wireless workers looked ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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