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News about Mortgages:

Deeds Sept 21st thru 30th 2008 - Cecil Whig
Bertha J. Sager, Trustee, to Barbara S. Dean, George Street, Chesapeake City, $0, September 29. Bertha J. Sager, Trustee, to Barbara S. Dean, 43 Basil Avenue, Chesapeake City, $0, September 29. Jan A. Banker to Jan A. Banker and Fay Walker, 721 Bell ...

The Right: Muddying Up The Waters! - OpEdNews.com
A 31-year-old law designed to put an end to "redlining" and other restrictive practices that effectively shut poor and minority families out of home-ownership and neighborhood development is being attacked by conservative commentators as a major ...

What If Hope Wins? - OpEdNews.com
I don't really want to contemplate the future of our country under another four years of "conservative leadership" (and yes, those are sarcastic air-quotes). Or more of the kind of leadership that exudes hypocrisy and expects the world to do as we as ...

Straight Talk Express - Arkansas Times
That would be Sen. Chuck Hagel , not the doubletalking John McCain. In an interview , Hagel said it would be a "stretch" to say Sarah Palin is qualified to be president. He is, if a truth teller, a master of understatement. "She doesn't have any ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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