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Nation: Birmingham Mayor Charged With Bribery - Street.Com
Jefferson County's bonds went sour as the mortgage crisis hit and banks tightened up on lending, sending credit costs for the bonds skyrocketing. Related Articles Search for Geithner Replacement Begins Obama Continues Filling Out Team Obama Taps ...

Feds arrest Birmingham mayor on bribery charges - Bismarck Tribune
BIRMINGHAM, Ala. - The mayor of Alabama's largest city, Larry Langford, was arrested Monday on charges of steering millions of dollars of bond work to a friend in exchange for more than $230,000 in bribes that paid his debts for flashy clothes ...

FBI Arrests Birmingham, Ala. Mayor - WCCO
BIRMINGHAM, Ala. (AP) ― The mayor of Alabama's largest city, Larry Langford, was arrested Monday on charges of steering millions of dollars of bond work to a friend in exchange for more than $230,000 in bribes that paid his debts for flashy clothes ...

Birmingham, Ala., mayor faces bribery charges - MSNBC
Dec. 1: A woman found guilty of misdemeanor charges in a cyberbullying case should serve prison time, says the mother of a teen who committed suicide. BIRMINGHAM, Ala. - The mayor of Alabama's largest city, Larry Langford, was arrested Monday on ...

Birmingham Mayor Larry Langford Faces Bribery Charges (Update2) - Bloomberg
Dec. 1 (Bloomberg) -- Birmingham, Alabama’s mayor was charged with bribery and money laundering in connection with municipal bond and derivative deals while he was president of the Jefferson County Commission, according to an indictment unsealed ...

Feds arrest Birmingham, Ala., Mayor on bribery, fraud, other charges ... - Minneapolis Star Tribune
Obama announces Clinton, Gates for Cabinet Minnesota could lose a House seat in 2010 census Rep. Lowey not interested in Clinton's Senate seat Bush lauds progress in global fight against AIDS Bush: `I'm sorry' the economic crisis is occurring ...

Birmingham Mayor Larry Langford arrested on federal charges - Everything Alabama Blog
Joe Songer/Birmingham News Birmingham Mayor Larry Langford. Birmingham Mayor Larry Langford was arrested this morning on federal charges and is being held at the federal courthouse, the FBI and other federal officials confirm. See documents and past ...

Guidelines urge curbs on chief executive's pay - San Francisco Gate
Institutional investors, outraged over the giant pay packages chief executives are getting as they receive taxpayer bailouts for their troubled companies, are looking for tougher pay policies at all public companies, according to a leading adviser to ...

Downtown Austin condo market slows down - Austin American-Statesman
A global recession, shattered consumer confidence, frozen lending markets and stock market volatility have cooled the condominium boom that is reshaping Austin's skyline. Developers of the sleek 360 condominium tower next to the Austin Music Hall ...

November 2008 - Weblogs.baltimoresun.com
Reader Dave sends this nice letter to Obama's change.gov Web site, a propos of Saturday's column on layoffs. Dear President-elect Obama, Normally, I do not comment or send letters to elected officials, but since we are all looking for positive change ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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