Clarksville Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Kiplinger names Clarksville as # 2 in the Nation for Housing ... - Leaf Chronicle
With foreclosures skyrocketing and home prices plummeting, real estate has had a tough year. But in certain pockets across the country the damage has been minimal -- if nonexistent. We found six cities with slow, steady growth, using data from Fiserv ...

Magazine puts F&M Bank on 'Hot100' business list - Leaf Chronicle
F&M Bank has good reason to be thankful today, as the accolades keep coming for this Clarksville-based financial institution. In its latest recognition, F&M has been named to BusinessTN magazine's 2008 list of "Hot 100" companies to watch. F&M is the ...

F&M Bank named to BusinessTN 'Hot 100 List' - Nashville Tennessean
Clarksville-based F&M Bank, which has facilities in Murfreesboro, has been named to BusinessTN magazine’s Hot 100 Tennessee Companies list for 2008. Headquartered in Nashville, Business TN describes the 2008 list as “companies that are fast ...

COMMON PLEAS - Salem News Online
Citimortgage v. Joseph and Misty McCoy, etc; foreclosure sought against property on Burford Street, East Liverpool. Palisades Collection v. Donald E. Huston, etc; collection sought of $3,900 alleged debt. Countrywide Home Loans v. Justin and Jennifer ...

Students lie, cheat, steal, but say they're good - Nashville Tennessean
NEW YORK — In the past year, 30 percent of U.S. high school students have stolen from a store and 64 percent have cheated on a test, according to a new, large-scale survey suggesting that Americans are too apathetic about ethical standards ...

Maryland Police Officer Shoots and Kills Robbery Suspect, Hunt On for ... - FOX News
Nov. 20: A bank robbery suspect is shot in Maryland by a police officer after a dramatic chase. CLARKSVILLE, Md. — A Maryland officer shot and killed a suspect in a Howard County bank robbery after a dramatic chase through three counties, according ...

Greenwood Faces Tax Extension - Southwest Times Record
GREENWOOD — Voters in Greenwood will decide Tuesday whether to extend a 10-year ¾ percent sales tax they approved two years ago. The sales tax voters passed in 2006 will sunset in 2017. Greenwood Mayor Kenneth Edwards says the tax needs to be ...

For sale, for less - Baltimore Sun
Half the communities in the Baltimore metro area saw average home sale prices decline last year as the housing slump deepened. That's a big change from 2006, the first full year of the downturn, when prices were still rising in eight out of 10 local ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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