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No. 12 Tennessee beats No. 21 Georgetown 90-78 - FOX NewsLAKE BUENA VISTA, Fla. — Tyler Smith scored 21 points Friday to lead No. 12 Tennessee to a 90-78 semifinal victory over No. 21 Georgetown in the semifinals of the Old Spice Classic. Tennessee (5-0), which beat Siena in the opening round, will play ...
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Jurors hear confession tape in Randolph murder trial - Newark Star-LedgerAfter police caught Jonathan Zarate and two teen-agers trying to dump a trunk containing a Randolph girl's beaten and dismembered body into the Passaic River in Rutherford, Zarate told an investigator he had found his next-door neighbor dead. "I ...
Real-Time News - Newark Star-Ledger• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...
Massive mortgage squeeze - bbcNet new mortgage lending is likely to fall to less than zero next year, according to a report commissioned by the Treasury from Sir James Crosby, the former chief executive of HBOS, owner of the Halifax. Sir James is warning that as homeowners are ...
Maryann Haggerty and Elizabeth Razzi - Washington PostWelcome to Real Estate Live, an online discussion of the Washington area housing market with Post Real Estate editor Maryann Haggerty and columnist Elizabeth Razzi. Maryann has been with The Post for 18 years and has served as real estate editor for ...
Secret diary of an agent - Guardian UnlimitedFirst, I'd like to get the confession out of the way. I'm an estate agent. As the rain lashes against the office window and the phones remain mute I can almost feel the waves of antipathy rolling my way, but as the office might be on the market ...
According to the polls - it's all over - bbcBritish politics is on hold today as the political and media elite becomes more mesmerised than ever with today's presidential election across the pond. According to the polls, it's all over -- not just the national polls, which give Obama a 7-point ...
The 50 Women to Watch 2008 - Wall Street JournalOne day this past April, Federal Deposit Insurance Corp. Chairman Sheila Bair saw a stark reminder of the human side of the foreclosure crisis. Attending a foreclosure-prevention workshop in Los Angeles, she saw hundreds of homeowners of all ...
McCain tussles with Palin over whipping up a mob mentality - Times OnlineWith his electoral prospects fading by the day, Senator John McCain has fallen out with his vice-presidential running mate about the direction of his White House campaign. McCain has become alarmed about the fury unleashed by Sarah Palin, the moose ...
Today's Mortgage Terms starting with P
Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
Principal: It is the amount of money borrowed or owed, excluding interest.
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