South Gardiner Mortgage Rates and Information Online from competing Lenders

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Children’s savings accounts stay over 7pc - Daily Telegraph
However, there is the occasional silver lining to be found. This week, for example, The Nottingham introduced the latest issue of its children’s regular savings account paying an impressive 7.5pc gross interest, fixed for a year. Issue seven on the ...

The upside of the economic downturn - Toronto Star
"It is as though a farmer, having tapped his barometer after breakfast, could decide to move his capital from the farming business ... and reconsider whether he should return to it later in the week." John Maynard Keynes on the stock market, 1936 The ...

From Realtor To Cabbie - San Francisco Gate
"I figured that I would swing two jobs for two years and then make the jump," said Gutierrez, who continued to drive a cab at night and on weekends as he tried to build his real estate career. "It never got to that point. Right at the two-year mark ...

The Buck Is Back - Wall Street Journal
At Iceland's Hotel Ranga, the dollar goes further for spa treatments. The dollar is king of the hill again -- at least for now. Amid the cascading credit crisis, the U.S. currency has reclaimed its status as the world's haven in tumultuous times ...

Older Australians told to move on - Monsters and Critics
Sydney - Retired couple Lyn Gardiner and Rob Gay are selling their Melbourne home, buying a camper van and joining the tens of thousands of older Australians perpetually on tour in the wide brown land. It's a lifestyle change that warms the heart of ...

U.S. currency regains status as haven in uncertain times - Santa Rosa Press Democrat
The dollar is king of the hill again -- at least for now. Amid the cascading credit crisis, the U.S. currency has reclaimed its status as the world's haven in tumultuous times. With investors rushing to sell everything and shove the proceeds into ...

Auto-parts industry seeks $1-billion in loans - Globe and Mail
Andre Carrel from Salmo, Canada writes: Free The West Free The West from Free the West, Canada writes: 'And 'TRUE NORTH' it was the US banks that were bailed out, the Canadian version is completely different. Let me guess, you're a Leftie.' If not a ...

McCain tussles with Palin over whipping up a mob mentality - Times Online
With his electoral prospects fading by the day, Senator John McCain has fallen out with his vice-presidential running mate about the direction of his White House campaign. McCain has become alarmed about the fury unleashed by Sarah Palin, the moose ...

Index on Economics and Peril in Afghanistan, October 2008 Timeline - Uruk Net
26.10.08. anti-war. US forces called in an air strike in Ghazni Province to fend off a Taliban attack on guards for a road construction project. Now, provincial officials say they are investigating reports that the air strike killed 24 guards. A ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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