Monmouth Mortgage Rates and Information Online from competing Lenders

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Niagara has 34-1 run to beat Monmouth, NJ 71-48 - FOX News
PHILADELPHIA — Rob Garrison scored 18 points and Niagara went on a 34-1 run midway through the first half to defeat Monmouth, N.J. 71-48 at the Palestra on Friday. Demetrius Williamson added 14 points for Niagara (4-1), which hit on 23 of 45 shots ...

For these seniors, home is a lottery jackpot - Asbury Park Press
MIDDLETOWN — If you ask Stephanie Fazzolari what it is like living in her new two-bedroom apartment, she will tell you: She loves it, and she feels like she won the lottery. "I did win the lottery," she said. For the past two years, the Fazzolaris ...

When the real-estate market is down, the rental market picks up - Asbury Park Press
May Abdelkader and a friend looked at several apartments before they chose to sign a lease at Pier Village, the apartment and retail complex along the ocean in Long Branch. "We looked at smaller apartments. We looked at cheaper apartments," said ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...

Jurors hear confession tape in Randolph murder trial - Newark Star-Ledger
After police caught Jonathan Zarate and two teen-agers trying to dump a trunk containing a Randolph girl's beaten and dismembered body into the Passaic River in Rutherford, Zarate told an investigator he had found his next-door neighbor dead. "I ...

Man faces 15 years for $2.9M mortgage scams - Newsday
TRENTON, N.J. - A Monmouth County man faces 15 years in prison after pleading guilty to a series of financial scams in which he and his girlfriend bilked victims out of $2.9 million. Spiro Pollatos of Marlboro pleaded guilty Friday in state Superior ...

Monmouth man pleads guilty to running mortgage, investment scams - Newark Star-Ledger
The mastermind behind a series of mortgage and investment scams that cheated at least 20 people - many of them elderly - out of $2.9 million faces up to 15 years in prison after admitting his crimes today. Spiro Pollatos, 46, of Marlboro Township in ...

HE'S A JET-'DEBTOR' - New York Post
The mortgage broker who shelled out $400,000 for the two best seats at the Jets' new stadium has been sacked with a lawsuit by an ex-pal who says the man borrowed money from him and - pleading poverty - hasn't repaid it. Free-spending David Findel ...

N.Y. Jets Fan Sued for Using Loan to Buy $400K Stadium Seats - Law.com
New York Jets football fan Davd Findel attracted more attention than he wanted when he paid $400,000 to buy the licenses for the two best seats in the new Giants-Jets stadium to raise his business profile. A man who did business with Findel says in a ...

Motorcycle ride nets $55K to house vet - Examiner
Close to 800 big-hearted bikers came together on a chilly fall day to raise money for Western Monmouth Habitat for Humanity's ninth annual Ride for Affordable Housing. Bikers from New Jersey, New York, Pennsylvania and Delaware gathered at AMC/Loews ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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