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The iceman cometh for naught - San Francisco Gate
That would be the 91,000 tons of ice cubes intended to cool food, medicine and sweltering victims of the storm. It would cost taxpayers more than $100 million, and most of it would never be delivered. The somewhat befuddled heroes of the tale will be ...

On politicians’ pay, parents’ responsibility - Atlanta Journal Constitution
Atlanta’s next mayor should be paid $225,000, up from $147,500, advises one of those commissions that politicians appoint to provide pay-raise cover. Ostensibly the higher pay is to attract better candidates. That assumes, of course, that losers ...

Erie County Real Estate Transactions - Buffalo News
• 110 Lavender Lane, CMK Builders of Alden Inc. to Thomas J. Dalfonso; Christine M. Dalfonso, $269,900. • 13432 Irving, Marilyn B. Witmer to Kelly L. Gustavel; Eric N. Gustavel, $170,000. • 11253 Broadway, Richard A. Sojka; Joyce D. Sojka to ...

Salmond pledges to shore up mortgage protection - Herald
Alex Salmond last night signalled his government is actively looking to strengthen the law covering mortgage repossession to ensure Scottish homeowners get the same protection offered under new rules for England and Wales. A spokesman for the First ...

GE cuts lending business - The Age
THE world's 12th-biggest company, General Electric, is scaling down its finance business amid global market turmoil, prompting the local division to pull out of mortgages and other lending. GE Money Australia and New Zealand will no longer offer home ...

George Osborne must go, say angry Tory activists - Times Online
The future of George Osborne as shadow chancellor was under renewed scrutiny last night amid attacks by party members who claimed he risked undermining sterling. Activists contributing to party websites have labelled his interventions on Gordon Brown ...

Post-crisis rescue - bbc
Some early Scottish reaction to Alistair Darling's PBR. Jim Murphy, the Scottish Secretary, reckons it's worth some £2bn to Scotland from the cuts in VAT etc. He calculates that at £275 per average family. Others, you will not be surprised to ...

How Labour found ominous chink in the SNP's armour - Scotsman
IT IS perhaps debatable which was Labour's greater achievement in Glenrothes: getting the Prime Minister to smile or wiping the smirk from the First Minister's face. But they certainly managed both. Labour did not just defend a safe seat successfully ...

Salmond attacks 'Downing St downturn' - Scotsman
ALEX Salmond launched a coruscating attack on the "Downing Street downturn" yesterday, blaming Gordon Brown for taking Scotland to the "brink of recession". The First Minister used his opening speech to the SNP conference in Perth to lambast the ...

Having it both ways - bbc
The committee that is routinely described as "influential". Mr McFall is a thoughtful and diligent MP. Disdaining bombast, he offers precise analysis, generally grounded in three elements: an evidence-based approach, a concern for the disadvantaged ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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