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Aug. 21: Misdirected prayer - Carroll County OnlineRather than pray for low gas prices we should be praying for the wisdom to come up with alternative energy sources so our economy won’t continue to be held captive by countries that are generally hostile to us. The Associated Press wrote a story ...
Please Not Biden - SlateWhy Biden Would Be Bad: There's a bit of C-SPAN tape that should surface quickly if he's named. ... Remember, it wasn't Biden's plagiarism that knocked him out of the 1988 race. It was "''I think I have a much higher I.Q. than you do.'' ... [ you got ...
Business First of Louisville Events - Business FirstCome help us recognize this group of up-and-coming leaders under the age of 40 who are on the leading edge in their occupations and who share their time and talents in community service. There is nothing more important than to identify and foster the ...
Park Slope - New York ObserverScarpetta chef Scott Conant may be "too modest" to say it , but here's proof that Italian is the new French. Literally, in this case: beloved former French bistro Cocotte in Park Slope is being converted into some type of red-sauce joint, described ...
Cover Story - Baltimore City Paper"The first time I came in here, I was completely overwhelmed," Laura McCandlish says. She's looking up from the cavernous main lobby of the Sun building at the glass-lined balconies. One wall is covered with portraits of Sun Pulitzer Prize winners ...
Azi Paybarah - New York ObserverHoward Wolfson said that Obama Nation --the first major negative biography about Barack Obama--is "D.O.A." On his new blog Gotham Acme (where else?) Wolfson praised the media's efforts to debunk the claims of the author, Jerome Corsi , who also co ...
Olathe’s 150 most notable people - Olathe Daily NewsUntil John Robinson’s arrest in 2000, the most infamous person convicted of murder in the county was Richard Grissom. That changed when authorities found the remains of two women inside 55-gallon barrels on Robinson’s farm in Linn County. By the ...
Boulder manager contender: I didn't want job anyway - Daily CameraTom Barwin, an unsuccessful candidate for Boulder's city manager position, told his home-town newspaper he wouldn't have taken the job anyway and that Boulder was too white. Correction: The original version of this story incorrectly stated that Oak ...
Police: Teens chose Dundalk shooting victim at random - Baltimore SunRSS feeds allow Web site content to be gathered via feed reader software. Click the subscribe link to obtain the feed URL for this page. The feed will update when new content appears on this page. POTTSVILLE, Pa -- Three teens have been ordered to ...
BRAC team faces 'challenge' - Baltimore SunRSS feeds allow Web site content to be gathered via feed reader software. Click the subscribe link to obtain the feed URL for this page. The feed will update when new content appears on this page. Crude prices settled below $113 a barrel for the ...

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Today's Mortgage Terms starting with F
Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.
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