Lincoln Mortgage Rates and Information Online from competing Lenders

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Obama's 3 Million Donors Asked to Pay Clinton Debt - FOX News
NEW YORK -- President-elect Barack Obama's vast list of donors is being asked to donate to Hillary Rodham Clinton as she scrambles to reduce her massive campaign debt before she becomes secretary of state and federal ethics rules limit her ...

Lincoln National stock up after a sharp drop - Greensboro News & Record
The haze is lifting and so is the stock price for Lincoln National after a dizzying drop that mystified some analysts in the past week. Its price climbed by 43 percent Tuesday to $10.07. Lincoln employs 1,323 workers in Greensboro, home of its Life ...

US diluted loan rules before crash - Lincoln Daily News
[ December 01, 2008 ] W ASHINGTON (AP) -- The Bush administration backed off proposed crackdowns on no-money-down, interest-only mortgages years before the economy collapsed, buckling to pressure from some of the same banks that have now failed. It ...

Mortgage plan seen as possible stimulus - Omaha World-Herald
A federal plan to reduce interest rates on home mortgages to as low as 4.5 percent could succeed in stimulating the housing market in the Omaha area and nationwide, local homebuilders and real estate agents say. “That would be a very big plus ...

Stocks end short session with 5th straight gain - Lincoln Daily News
[ November 29, 2008 ] N EW YORK (AP) -- Wall Street climbed again Friday, wrapping up its biggest five-day rally in more than 75 years, even as investors digested signs of a bleak holiday season for retailers and fears that a flurry of reports next ...

Letters, 11/25: Face the consequences - Lincoln Journal Star
Why should homeowners who are behind on their mortgage payments be helped by the government or banks to avoid foreclosure? If you are going to spend money you don’t have, you should have to suffer the consequences. My parents have made every ...

Bobby Jindal, the Republican Strategists and the Last Battle - Huffingtonpost.com
In recent weeks, as part of an uncanny attempt to behave as generals fighting the last war, many in the Republican leadership have been floating Bobby Jindal, the governor of Louisiana, as the next Republican hope, or even the Republican Obama. The ...

REQUIRED READING - New York Post
Posted: 3:50 am November 30, 2008 Lincoln The Biography of a Writer by Fred Kaplan (Harper) After President-elect Obama was photographed holding this Lincoln book, Required Reading was curious about the author's reaction. "I was happily stunned ...

Powerful gathering to stir up ideas - Omaha World-Herald
LINCOLN — Omaha promises to be a policy wonk's delight this week. For five days, beginning Wednesday, more than 500 state lawmakers, governors and other officials from across the country will gather at the Qwest Center Omaha for the 75th ...

Obama: Give thanks 'a brighter day is yet to come' - Raw Story
In a preview of his weekly address, President-elect Barack Obama addressed the nation on the occasion of Thanksgiving, nearly one hundred and fifty years after President Lincoln called for the last Thursday in November to be set aside for all ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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