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Police Officers With Apartment Security Jobs May Be Skirting Tax Law - Morning News
NORTH LITTLE ROCK — Off-duty police officers across Arkansas who live for free or get a cut in their rent at apartment complexes in exchange for working security jobs may be breaking federal law if they don’t pay taxes on the benefit. A number of ...

Why GM must be saved - Arkansas Times
U.S. automakers took their plea for help to Congress today. Given the timing, I think it's worth an early look at Ernie Dumas' column this week. Why reward GM? What could be more revolting than using our hard-earned tax dollars or those of the next ...

College at Hope has phenomenal growth for future - Hope Star
The University of Arkansas Community College at Hope Board of Visitors gave its formal endorsement Friday to a $3 million construction project on campus for the Southwest Arkansas Education Cooperative as steel was being set on another $2 million ...

The Madness of Crowds - Commentary Magazine
Fueled by easy credit, the real-estate market had been rising swiftly for some years. Members of Congress were determined to assure the continuation of that easy credit. Suddenly, the party came to a devastating halt. Defaults multiplied, banks began ...

Bailout bandwagon: Some local banks join; others decline - Commercial Dispatch
With today as the deadline for publicly traded companies to apply for funds from the $700 billion federal bailout package, a couple local banks announced they will not be seeking help, while others likely are applying for assistance. Stan Murray ...

Habitat for Humanity finishes third of five Beaufort homes - Beaufort Gazette
As her eyes filled with tears, Tracye Blue struggled with the key to her new home at 1713 Prince St. More than 50 volunteers, friends and relatives watched on Sunday afternoon as she turned to her two teenage daughters for help. Courtney Watson, age ...

911 calls offer glimpse of SiPort tragedy involving alleged shooter ... - San Jose Mercury News
Nov 20: Transcript of 911 call from SiPort employee: They've been shot in the head Transcript of 911 call from SiPort employee: I saw a gun Transcript of 911 call from SiPort employee: We're on the way Nov 19: Engineer formally charged with murders ...

A look at civil rights in the heartland - U-Wire.com
 "It's the answer spoken by young and old, rich and poor, Democrat and Republican, black, white, Hispanic, Asian, Native American, gay, straight, disabled and not disabled ... we are, and always will be, the United States of America," President ...

Poor People's Dinner fund-raiser on Staten Island tonight - Staten Island Advance
Advance file photo Gabriel Farini, 8, was one of many youngsters who attended last year's Poor People's Dinner. Project Hospitality is holding its annual Poor People' Dinner tonight at the Hilton Garden Inn in Staten Island's Bloomfield community ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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