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Investors group buys Hiawatha National Bank in western Wisconsin - Milwaukee Journal Sentinel
Nov. 7, 2008 | A company formed by a group of Sheboygan investors said Friday that it has signed an agreement to buy a bank in western Wisconsin. Lake Shore Wisconsin Corp. said it plans to buy Hiawatha National Bank and its parent company, Hiawatha ...

Read our live blog from Michigan polling places - Detroit Free Press
A group of more than a dozen Wayne State University medical students set out this afternoon with hundreds of bottles of water, dropping by several Detroit polling stations to make sure voters remained hydrated. They thanked them for voting, handed ...

Range fibernet project at a crossroads - Timberjay Newspapers
The effort to bring an ultra-high speed fiber optic network to 11 Iron Range cities is exploring a new direction after a contentious meeting in January left some once-active members expressing doubts about the proposed project. The Iron Range Network ...

State News - Creston News Advertiser
DES MOINES (AP) — Gov. Chet Culver has asked department heads to find ways to cut up to $40 million in spending over the next seven months, citing the economy and disaster expenses. DES MOINES (AP) — Shares of Principal Financial Group Inc. fell ...

ECM endorses Tinklenberg in House race - Princeton Union Eagle
Michele Bachmann made a compelling case for her re-election during a recent interview with the ECM Editorial Board, but in the end it was Elwyn Tinklenberg who won the group’s endorsement. The former Blaine mayor and state transportation ...

Rants will face leadership challenge - Globe Gazette
DES MOINES — A fellow Republican in the Iowa House said he will challenge Minority Leader Christopher Rants of Sioux City for his leadership post when party members meet Monday. Rants served as House speaker until the party lost the majority in the ...

Independence Party candidate Dean Barkley hasn't got the money or the ... - Pioneer Press
When Dean Barkley was in high school, he played tenor sax and trombone in a frequently booked, seven-piece local rock band. Their hook: They would come out in one set of clothes — often tuxedos or suits — and change clothes after each set ...

Items pertaining to Lowry Hill East (The Wedge) neighborhood - Southwest Journal
+ Nov. 30, 2:27 p.m., W. 60th St. and Xerxes Ave. Two unknown suspects assaulted a 20-year-old man and a second person. The two suspects assaulted the victims with an aluminum bat while two other suspects sat in a vehicle watching. All suspects fled ...

Email Crime Scene KC - Kansas City Star Blogs
UPDATE: NJ councilman accused of urinating on crowd KS Eagle Scout confesses to killing his father Karate Grandpa! Carjacking suspect ID'd because he left his dog at the crime scene, police say Open Thread ... Thursday (Friday Eve) Independence plans ...

Coming Soon: SR to Release E-mail Exchanges ... (Not so fast...) - Spokane Spokesman-Review
Update: After reviewing the messages and our options (none good), we've decided not to post the messages. Here's the situation: Of the 50 messages, a few have explicit photos embedded in the message. We can't publish those photos (one shows a toddler ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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