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News about Mortgages:

Stonegate Mortgage Corporation Hires Cori Drudge as Loan Originator - Earthtimes
INDIANAPOLIS, IN -- 11/17/08 -- Stonegate Mortgage Corporation is pleased to announce the hiring of Cori Drudge as a Loan Originator for their Fishers, Indiana office. Prior to joining Stonegate Mortgage, Mr. Drudge was the former President of The ...

Values increase for Grant County homeowners - Columbia Basin Herald
Candice Boutilier/Columbia Basin Herald A house is for sale on Virginia Street in Moses Lake represented by Gary Mann Real Estate. Existing home sales slow, new homes increase GRANT COUNTY - There's good news to be found in Grant County real estate ...

Here's a solution to housing mess - Idaho Statesman
I am a retired banker with more than 44 years of experience in all phases of banking including real estate mortgages. The enormous volume of foreclosures could have been avoided and the home buyers left in their homes if the banks would have simply ...

No Auto Bailout - FOX News
As stated, "The Factor" is now watching your back when it comes to the economy. Too many Americans are getting hurt because of corporate corruption and government apathy. So we are on the case. Wednesday, leaders of the American car companies and the ...

Should the government bail out automakers, too? - Atlanta Journal Constitution
About five seconds after the $700-billion financial bailout passed, politicians asked about saving automakers, too. And then there were the “underwater” mortgage-holders. And really, would it be fair to let Circuit City die? The “where-does-it ...

SNP spends £23,000 on Saltires – from Far East - Scotsman
THE Scottish Government has paid £23,000 to a company in the Far East to produce Saltire flags for the forthcoming St Andrews Day celebrations. Despite an economic downturn that is forcing many small Scottish companies to cut costs, the SNP ...

President-Elect Obama's speech - Gillette News Record
OBAMA: If there is anyone out there who still doubts that America is a place where all things are possible; who still wonders if the dream of our founders is alive in our time; who still questions the power of our democracy, tonight is your answer ...

Church hierarchy stalled priest ousters, Weakland testifies - Milwaukee Journal Sentinel
Nov. 20, 2008 2:34 p.m. | Now-retired Archbishop Rembert Weakland, in a videotaped deposition released today, said his attempts to oust sexually abusive priests from the priesthood was stalled by a protective church hierarchy despite his pleas for ...

Miller Electric to eliminate 95 jobs - Milwaukee Journal Sentinel
Nov. 19, 2008 | Appleton-based Miller Electric Mfg. Co. said today it will eliminate 95 jobs, or about 6% of its 1,500-person work force in response to the national economic situation and the slowing demand for Miller's commercial and industrial ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The FDA, the CDC, Medicare and Medicaid all fall under one federal department: Health and Human Services . Tom Daschle , the former leader of ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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