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Golden Friday lifts TSX 430 points - Vancouver Sun
Canadian stock markets rallied sharply in the final hour of trading on Friday as gold stocks soared and U.S. president-elect Barack Obama prepared to name a popular choice to head the Treasury department. The S&P/TSX Composite index surged 430.63 ...

TRADING DAY: Friday's markets - Vancouver Sun
VANCOUVER -- Canadian stock markets rallied sharply in the final hour of trading on Friday as gold stocks soared and U.S. president-elect Barack Obama prepared to name a popular choice to head the Treasury department. The S&P/TSX Composite index ...

Business Bankruptcies - Minneapolis Star Tribune
This is a list of recent business-related bankruptcies filed in U.S. Bankruptcy Court in Minneapolis and St. Paul. The number following the filing date is the case number. A Chapter 7 petition is for liquidation of the businesses; Chapter 11 (or ...

Washington County hopefuls share thoughts - Minneapolis Star Tribune
Two Stillwater men are vying for the District 3 seat on the Washington County Board of Commissioners. Unlike the other two Washington County commissioner races, the third district contest does not revolve around the transit tax debate. Gary Kriesel ...

Indian teen thrown under train for writing love letter - USA Today Blogs
A 15-year-old boy was beaten, mocked and then thrown in front of a moving train Tuesday in eastern Bihar state, according to The Times of India . His crime? Falling in love with a girl from a different caste. "Fifteen-year-old Manish Kumar was ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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