Edgewood Mortgage Rates and Information Online from competing Lenders

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N. Ky. builders pick '09 leaders - Cincinnati.com
Paul D. Bogenschutz, president of Edgewood-based Ashley Construction, has been elected the 2009 president of the Home Builders Association of Northern Kentucky board of directors. Other board officers elected to serve in 2009 include Barbara Drees ...

Water service interruption averted for Slater apartment dwellers - Marshall Democrat-News
The city of Slater found itself caught recently between a group of disgruntled apartment building tenants and an elusive new owner of the building after the previous owner requested the utilities be taken out of his name. Residents of Slater's ...

Recent foreclosures filed in Madison County - Telegraph
These icons link to social bookmarking sites where you can share this story and discover new Web pages. These are mortgage foreclosure cases filed recently in Madison County Circuit Court. The information shown is the case number, the plaintiff ...

Credit crunch may spoil holidays for retailers - Atlanta Journal Constitution
• Pay cash. • Use credit cards. You can earn reward points. And if you pay the balance each month, there is no interest charge. • Go layaway. A few retailers -- such as TJ Maxx, Burlington Coat Factory, Kmart and Mori Luggage -- still offer ...

Homeowners dispute flood plain maps - News-Leader.com
Brenda MacLachlan's property on West Edgewood is among the 340 parcels and 116 structures currently outside the Federal Emergency Management Agency's 100-year flood zone that will now be included in a revised flood area. If there's a mortgage on any ...

A different story on credit this Christmas - Austin American-Statesman
Many indicators are showing it could be. As part of the fallout from the credit crunch that already has hammered the mortgage industry and corporate lending, banks are constricting the credit card offers that retailers can make — right when ...

Did We Buy a House? - First Coast News
JACKSONVILLE, FL -- Lushana Black, like many Americans, wants her own home. In March, she went shopping and decided to use a Licensed Mortgage Broker, Chantilly Realty. In April, the broker told her to deposit $1,000 into a Bank of America account ...

Empty homes show lives torn apart - Pittsburgh Tribune Review
The family photos can get to Bob Watkins. "It's kind of sad. People's lives just sort of go away," said the Jeannette man who cleans out homes after their owners lose them to foreclosure. Long after the neighbors have forgotten who lived there, the ...

Mathews one of a kind - Bedford Times-Mail
BEDFORD — Many remember Mark Mathews and his warm, greeting smile as a teacher at Bedford North Lawrence, but his legacy at the school may be better remembered on the hardwood as the head boys basketball coach for the Stars from 1993-96. Mathews ...

Timberland Bancorp Earns $1.35 Million in Fiscal Fourth Quarter 2008 - Market Wire
HOQUIAM, WA--(Marketwire - November 4, 2008) - Timberland Bancorp, Inc. ( NASDAQ : TSBK ) ("Timberland"), the holding company for Timberland Bank ("Bank"), today reported fiscal fourth quarter profits of $1.35 million, or $0.21 per diluted share ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.
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