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News about Mortgages:

Home sales surge around Bay Area - Santa Rosa Press Democrat
Bay Area home sales soared in September as buyers pounced on deals in areas flooded with foreclosures, driving down prices to their lowest level in five years, according to a report issued Tuesday. There are growing signs the housing market is ...

SMART supporters raise $500,000 - Santa Rosa Press Democrat
The campaign for a Sonoma-Marin commuter train raised nearly $500,000 this year, more than five times the amount collected by opponents of the proposed 70-mile SMART train. Donations of $10,000 to $30,000 from about a dozen business or business ...

DVD reviews: Take the 3-D `Journey to the Center of the Earth' for ... - Contra Costa Times
You want escapism, adventure, a chance to go slip-sliding away from worldly woes? Then consider immersing yourself in "Journey to the Center of the Earth 3D." The disc has a 2-D version on one side, 3-D on the other. Go with the 3-D; once it gets ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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