Schererville Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Business group offers grim outlook - NWI.com
The economy is in for a bumpy ride in the year ahead, a panel of Indiana economists said Friday during a gathering in Schererville. Employment and economic output will continue to shrink even as the nation's budget deficit rises, the group of Indiana ...

Highland's Wicker Memorial Park chosen for Obama visit - NWI.com
U.S. Sen. Barack Obama will return to Northwest Indiana on Friday for a rally at Wicker Memorial Park in Highland, according to a news release from his campaign. Secret Service agents had been scouting sites in four Lake County communities, including ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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