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News about Mortgages:

Mourning in Mumbai - Slate
The New York Times leads with emerging questions about how the Mumbai gunmen evaded security forces and whether the government could have heeded warnings from last year that showed the city was vulnerable from the sea. The Washington Post leads with ...

College fund program begun - Knoxville News Sentinel
Knox County high school graduates who plan to attend community college will get a financial head start under a new program unveiled Tuesday. KnoxAchieves, a joint effort between Knox County and Knoxville Mayors Mike Ragsdale and Bill Haslam and ...

Disagreement in the 1st District - Mankato Free Press
Democratic Congressman Tim Walz of Mankato and Republican challenger Brian Davis of Rochester disagreed repeatedly on issues ranging from federal regulation of the marketplace to drilling for oil in the Alaskan wilderness during a 90-minute debate in ...

Matter of Record, November 17 - Wichita Falls Times Record News
Jo Nash vs. Kelly Wilson, 2131 Ave. F, $200,000.00, V3305 P885. Gary Writtenhouse vs. Jeff Prine, 1511 Nunneley Pl., #5, $1,248.37, V3306 P576. Workman, Tammy Michele, Wichita County, Chapter 7, Date Filed Oct. 29, Case No. 08-70448. Frazier, Phillip ...

Backers of charter changes raise twice as much money as foes - Knoxville News Sentinel
The group pushing amendments to the Knox County Charter raised $44,020 in contributions and loans during the latest reporting period, compared to $21,853 raised by the group opposing the amendments. The financial disclosure statements were filed ...

Another lawyer seeks Waukesha County judge spot - Milwaukee Journal Sentinel
Jennifer Dorow of Delafield said she would seek the vacancy created by Circuit Judge Mark Gempeler's pending retirement. Dorow worked as a prosecutor in the Waukesha County district attorney's office for nearly five years and now is doing criminal ...

Public comment sought on North Lake access plan - Milwaukee Journal Sentinel
Nov. 10, 2008 | A Department of Natural Resources environmental assessment for development of a public access site on North Lake in the Town of Merton is available for public review and comment. The state agency purchased six acres on the west side ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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