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September August July June May April March February January 2007 - Nypress.com
Coming off their best-ever season and being ranked in the preseason polls for the first time in their history, it wouldn’t have surprised anyone if the No. 12 Rutgers Scarlet Knights came out a little overconfident versus lowly University of ...

McCain vows to banish 'partisan rancor' - Knoxville News Sentinel
Republican presidential candidate John McCain acknowledges the crowed as he goes on stage at the Republican National Convention in St. Paul, Minn., Thursday, Sept. 4, 2008. ST. PAUL, Minn. - John McCain, a POW turned political rebel, vowed Thursday ...

Democratic Debate Sparks Viewers' Own Angry Debate - Common Dreams
Things may have gotten nasty on Wednesday night in Philadelphia, but Barack Obama saw the "gotcha" tenor of the Democratic presidential debate as a preview of what is in store for the general election campaign. And thousands of viewers, for their ...

Corrections and clarifications - Milwaukee Journal Sentinel
An article Wednesday about a proposed merger of Milwaukee County justice facilities incorrectly stated that the House of Correction is in County Supervisor Paul Cesarz's district. It is in Supervisor Mark Borkowski's district. An item in the Life ...

Hillary's Nasty Pastorate - Common Dreams
There's a reason Hillary Clinton has remained relatively silent during the flap over intemperate remarks by Barack Obama's former pastor, Jeremiah Wright. When it comes to unsavory religious affiliations, she's a lot more vulnerable than Obama. You ...

Newsday's Movie Reviews - Fort Lauderdale Sun-Sentinel
Mulder and Scully. The dark and the light. The sacred and the profane. A pair of ravens on a snowy West Virginia road - everything comes in twos in "The X-Files: I Want to Believe," including the number of women abducted by a mysterious band of ...

The silent victims of foreclosures — pets - Portsmouth Herald
PORTSMOUTH — Some economists contend that many of those homeowners currently involved in foreclosures have to shoulder some of the blame themselves because they borrowed beyond their means. However, there is a segment of the population that played ...

Owners fleeing foreclosure leave pets to suffer and die - Raleigh News & Observer
ASK people who are losing their home what they will do with their pets and suggest some choices. CALL the Humane Society, the ASPCA, a shelter or an animal rescue group to ask what you can do in your area. CHECK foreclosed houses in your neighborhood ...

What do you think of the Packers' picks? - Milwaukee Journal Sentinel
I don’t think the packers had that bad of a draft, I truly think they picked the best players available. I would have hated to see them reach for a receiver or TE just because they needed one. It is always funny to here so called experts on one ...

Online Opinion is your chance to tell Keloland what you think. - KELOLAND TV
Kudos to Mr. Epp—actually, to Mr. Epp's dad —for eloquently capturing another reason to be wary of Hyperion's refinery promises at Elk Point. Todd isn't ready to condemn the project, but his dad can point to excellent examples of Big Oil failing ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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