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News about Mortgages:

Real estate transactions - Marion Chronicle-Tribune
The following is a list of real estate transfers collected from the Grant County Courthouse. Purchase prices are not available in Indiana and, therefore, are not listed with the transaction. Nov. 18 through Nov. 24 Anthony Hawkins to Destiny Guerrero ...

PFF's downfall closes chapter in Inland Empire history - Inland Valley Daily Bulletin
The rise and fall of the Inland Empire's most historically significant - and oldest - financial institution is a story that goes hand-in-hand with the region's economy. To customers and local residents, PFF was an icon. Mickey Gallivan, president of ...

A variety of news around Oregon and the Northwest - Ashland Daily Tidings
SALEM — Oregon’s discretionary budget pie for the next biennium is worth about $16.1 billion, and on Monday Oregonians will get a better idea of who gets a slice and who gets sliced. Gov. Ted Kulongoski will announce his proposed state budget for ...

National housing crisis exacting heavy toll in Riverside County - Riverside Press Enterprise
Riverside County remains at the forefront of the national housing crisis with thousands of homeowners in the unenviable position of owing more to the bank than their homes are now worth. Four of the top 20 ZIP codes in the nation with the highest ...

Trading Down Is the New Real Estate Reality - BusinessWeek
Half a million dollars is, by almost any standard, a lot of money. But during the past few years, when credit was easy and regulations were loose, to many Americans it didn't seem like all that much. That's because they were able to borrow huge ...

Foreclosure: Don’t Be a Statistic - Crestline Courier-News
The membership of what may be the fastest-growing club on the local scene is made up of San Bernardino County residents who’ve lost their homes to foreclosure, as the twin nemeses of lost jobs and unwise loans continue taking their toll. But amid ...

PFF now U.S. Bank - Inland Valley Daily Bulletin
On Friday night, federal regulators seized the iconic Inland Empire institution that was started on Christmas Eve 1892 and sold it to the subsidiary of Minneapolis-based U.S. Bancorp - a well-capitalized financial company that is receiving $6.6 ...

Nouriel Roubini: I fear the worst is yet to come - Times Online
As stock markets headed off a cliff again last week, closely followed by currencies, and as meltdown threatened entire countries such as Hungary and Iceland, one voice was in demand above all others to steer us through the gloom: that of Dr Doom. For ...

Travel first to go - Riverside Press Enterprise
When hard times hit Wall Street, travel is usually one of the first line-item expenditures to disappear from corporate budgets. Couple the global financial crisis with airline cutbacks that have pushed air fares higher along with fees that ratchet up ...

Business briefs - Chippewa Herald
Premium Waters, Inc. is one of the first bottled water companies to receive Safe Quality Food (SQF) Code 2000 Certification, and on Oct. 16, the Chippewa Falls production facility became the first private label water bottler plant in the U.S. to gain ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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