Muncie Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Ball foundations' assets shrinking - Star-Press
MUNCIE -- Charitable giving by the Ball Brothers Foundation and the George and Frances Ball Foundation -- two of the top 20 foundations in Indiana -- could drop by $1 million or more next year because of the global financial crisis. The two ...

Nice Work, Mr. Paulson - Spectator.org
Up in the morning and off to ATL to fly to Austin, Texas. As usual, I was in the last row of first class. As usual, the mothers with crying babies were in the first row of coach behind me. I've gotten so I feel a bit on edge if I do not hear those ...

Eclectic Group of Volunteers Cross Hamas-Ruled Gaza to Plant Wheat - FOX News
An international activist stands with Palestinian farmers on their farms during their tour to support Palestinian farmers to plant their farm. KHUZAA, Gaza Strip — A tattooed Italian trucker, middle-aged twin sisters from San Jose, Calif., a polite ...

Rehabilitating housing unit by unit in Muncie is the key - Star-Press
Last fall I had the opportunity to work with a mature and talented group of graduate students who signed up for a "community development studio." In that project-oriented course, we conducted a field study of abandoned and unsafe buildings in Muncie ...

McCain's mortgage plan draws fire from Obama, economists - Idaho Statesman
BETHLEHEM, Pa. — Seeking to regain ground he's lost in the polls during the economic crisis, Republican John McCain returned to the campaign trail Wednesday trumpeting a mortgage bailout plan he unveiled in Tuesday night's presidential debate. "We ...

Muncie-Based Bank Reports Drop in Income - Inside Indiana Business
Muncie-based MutualFirst Financial, Inc. (Nasdaq: MFSF), the holding company of MutualBank, is reporting third quarter net income of $359,000, compared to $1.2 million for the same time period last year. The company says the drop is primarily due to ...

Fight Blight: City hopes to turn tide against blight - Star-Press
Take for example the owner of a deteriorating South Mulberry Street home who told the city's Unsafe Building Hearing Authority this fall that he "got kind of roped into" a rehab project with his brother. Then his brother went to jail. "I got stuck ...

Pence's Promotion Signals Republican Return to Reagan Roots - Bloomberg
Nov. 21 (Bloomberg) -- Representative Mike Pence says the Republican Party doesn't need new ideas: It needs to reconnect to old ones. The Indiana lawmaker, elected Nov. 19 to the No. 3 House Republican leadership job, says only the limited-government ...

Governor announces plan to help with foreclosers - Hendricks County Flyer
Gov. Mitch Daniels announced this week that the state has developed a plan that will distribute $84 million to help cities and towns across Indiana buy abandoned or foreclosed homes, demolish or redevelop vacant properties, and help low- and moderate ...

Numbers Don’t Lie – Education Drives Employment, Economic Growth - Inside Indiana Business
In July, Indiana’s unemployment rate ticked up to 6.3%. It’s certainly not good news, though we still boast the lowest unemployment among our neighboring states, thanks to aggressive economic development efforts and record levels of foreign ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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