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Letter to the editor: WSI has failed this injured worker, needs a ... - Jamestown SunIn 1998, I was injured when a loaded pop machine fell on my leg while it was being moved. After several months of doctor visits and physical therapy, my doctor told me we needed to do arthroscopic surgery as it was not healing. The folks at Workforce ...
Shoppers pour into N.D. stores - Jamestown SunBISMARCK — North Dakota shoppers poured into the stores early on the day after Thanksgiving, many of them with few worries about the leaner financial times around the country. “Nope. Not here. Not unless oil falls below $40 a barrel,” Heather ...
New businesses - Providence JournalBANAI ENTERPRISES LLC: A: Tawab Banai, 287 Armistice Blvd., Pawtucket 02861. Subway restaurant. October 24 Sayer, Regan, Thayer & Flanagan, LLP: P: Richard N. Sayer, 617 Paradise Ave., Middletown 02842. Law practice. Mastech, Inc.: P: Steven J ...
Entries for November 2008 - US News and World ReportNew home sales fell 5 percent from September and 40 percent from October 2007. The median price of new homes fell 7 percent, to $218,000, from a year earlier. Here’s what Mike Larson, a real estate analyst at Weiss Research, had to say about the ...
Surviving the credit crunch - Union DemocratThe problem is the solution. That sums up a sampling of local economic views on the current financial emergency, which has seen the Dow Jones Industrial Average lose over a quarter of its value in just three weeks, a tightening of credit markets and ...
Help Your Neighbor, Don’t Criticize Them - Post-JournalI am a senior at Cassadaga Valley Central High School and we have been discussing ongoing issues in my Government class. I live in Stockton, New York, and I have been really bothered about the write-ups in The Post-Journal about the citizen's homes ...
Holt Agent Gets Broker’s License - Post-JournalMAYVILLE - Howard Hanna Holt Real Estate agent Olivia James has earned her New York state license as a real estate broker. ''Securing a broker's license demonstrates extensive real estate experience and completion of the substantial continuing ...
Three local races key to control of State Senate - Buffalo NewsSo expect a considerable influx of campaign dollars, outside political heavyweights in cameo appearances and ad blitzes certain to make voters blurry-eyed. “Western New York is shaping up to be a critical battleground for the majority,” said Sen ...
Housing topic of church forum - Jamestown PressIncreased mortgage expenses, rising heating costs, and unexpected repair bills can place homeowners in a housing "bind." Rhode Island Housing staff members will provide tips and strategies to avoid such binds during a forum on Sunday, Nov. 16, at 11 ...
There's Gold In Them Thar Hills! (And I'm Digging For It) - CNBCToday, I'm a gold digger. Literally. I'm in gold country reporting on the "second gold rush." Would-be gazillionaires began descending on the mother lode country this year as gold prices rocketed. Geologists say 80-90 percent of the gold is still in ...
Today's Mortgage Terms starting with D
Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.
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