Pulaski Mortgage Rates and Information Online from competing Lenders

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A common-sense approach to deflating your debt - Denton Record-Chronicle
They've both been laid off from jobs in the past and are afraid Mr. Jensen could be laid off again. They've watched the gyrations of the stock market and are worried about their 401(k) retirement plans. Their previous economic hard times forced the ...

Arrest made in murder case - Log Cabin Democrat
A Jacksonville man has been charged with the murder of a woman whose remains were found Tuesday in a wooded area in a Jacksonville industrial park. George Alan Smith, 33, was arrested late Thursday night and charged with capitol murder after day-long ...

Deeds July 16th thru 31st 2008 - Cecil Whig
Charles B. Reeder, Trustee, to Glenn T. and Amy G. Roe, 99 Port Herman Drive, Chesapeake City, $355,000, July 22. John A. Price to Golden Properties Holdings, LLC, 960 Cayots Corner Road, Chesapeake City, $600,000, July 23. William W. Savin and Ivan ...

Fannie Mae, Freddie Mac takeover to have mild impact on Dallas area - Dallas Morning News
As one of the few survivors of the nation's mortgage meltdown, North Texas' home market doesn't stand to gain nearly as much from the federal takeover of national mortgage giants Fannie Mae and Freddie Mac as other parts of the country. But housing ...

Takeover of Fannie, Freddie expected to have mild impact on Dallas ... - Dallas Morning News
As one of the few survivors of the nation's mortgage meltdown, North Texas' home market doesn't stand to gain nearly as much from the federal takeover of national mortgage giants Fannie Mae and Freddie Mac as other parts of the country. But housing ...

Climate changing for pollution pacts - Chicago Tribune
SINGAPORE (AP) _ Oil prices fell to an 8-month low below $90 a barrel on speculation that the spreading financial crisis will exacerbate a global economic slowdown and cut demand for crude oil. Light, sweet crude for November delivery was down $4.69 ...

Bank stocks hammered over bailout plan - St. Louis Business Journal
Regional banks nationwide and in St. Louis saw their stock prices dive Monday as analysts expressed doubts that the federal government's planned $700 billion bailout of mortgage debt would solve the industry’s problems. Pulaski Bank ’s (Nasdaq ...

Pulaski reports $5M loss on sale of Fannie Mae stock - St. Louis Business Journal
Pulaski Financial Corp. said late Tuesday that it sold its entire portfolio of Fannie Mae preferred stock at an after-tax loss of $5.2 million, or 51 cents per share. The company held 350,000 shares of Fannie Mae stock with a total amortized cost of ...

Pulaski's investment loss doesn't herald trouble for banks here - St. Louis Post-Dispatch
Two months ago, Missouri Banking Commissioner Eric McClure wouldn't have given a second thought to seeing preferred stock in Fannie Mae and Freddie Mac in a bank's investment portfolio. Then over the weekend, the federal government placed the two ...

Update Regarding Hurricane Gustav Impact - Forbes
LAFAYETTE, La., Sept. 4 /PRNewswire-FirstCall/ -- IBERIABANK Corporation (Nasdaq: IBKC), the holding company of the 121-year-old IBERIABANK (http://www.iberiabank.com) and Pulaski Bank and Trust Company (http://www.pulaskibank.com), provided an ...

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Grand Chain Mound City Olmsted Pulaski Villa Ridge
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Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.
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