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Small business owners not sold on the candidates - CNN
(CNN) -- Mary Gibson and Mary Grech started their small businesses with big dreams. Mary Gibson runs Gibson's Goodies, which makes homemade ice cream in Wilmington, Ohio. Both are looking for a president who will help mom-and-pop companies reach ...

A superspy's glamorous hot spots - MSNBC
The scene: Packing the narrow streets of Siena, crowds cheer Italy's most famous bareback horse race. Across the rooftops above them, James Bond (Daniel Craig) chases a villain. The place: Last summer, cameras rolled to capture the scene as 10 horses ...

Citigroup Board Said to Weigh Options as Stock Drops (Update1) - Bloomberg
Nov. 21 (Bloomberg) -- Citigroup Inc. 's board meets today to discuss the bank's options after Chief Executive Officer Vikram Pandit 's efforts to rebuild investor confidence failed to halt the stock's descent to a 15-year low, a person with ...

Citigroup's Pandit Doesn't Plan to Break Up Company (Update4) - Bloomberg
Nov. 21 (Bloomberg) -- Citigroup Inc. Chief Executive Officer Vikram Pandit told employees he doesn't plan to break up the company, aiming to reassure workers as the stock resumed a skid that has erased more than half its value in three days. Pandit ...

McCain tussles with Palin over whipping up a mob mentality - Times Online
With his electoral prospects fading by the day, Senator John McCain has fallen out with his vice-presidential running mate about the direction of his White House campaign. McCain has become alarmed about the fury unleashed by Sarah Palin, the moose ...

Rearranging The Deckchairs - Huffingtonpost.com
It's been nearly one hundred years since the greatest symbol of maritime achievement -- the "unsinkable" Titanic hit the iceberg that sent it plunging to the bottom of the ocean. Without enough lifeboats, nearly two-thirds of the behemoth's ...

Bambi Media Awards - Dayton Daily News
Latest featured videos from DaytonDailyNews.com Chain saws were buzzing around the city of Dayton on Tuesday as a workforce of 150 ensured all major thoroughfares and most residential streets were cleared of debris. Fred Stovall, director of ...

Citi mulls break-up or merger - The Age
Citigroup's board meets today to discuss the bank's options, a person familiar with the matter said, after Chief Executive Officer Vikram Pandit's efforts to rebuild investor confidence failed to halt the stock's descent to a 15-year low. The board ...

Real Estate CEOs Foresee Dark Clouds on Economic Horizon - Insurance News Net
Paralyzed Credit Markets, Property Value Expected to Drop Further WASHINGTON , Nov. 13 /PRNewswire-USNewswire/ -- Senior real estate executives believe that dysfunctional U.S. financial markets and the broad economic downturn have paralyzed the ...

CEO won't break-up Citigroup - The Age
Citigroup chief executive Vikram Pandit told employees he doesn't plan to break up the company, aiming to reassure workers as the stock resumed a skid that has erased more than half its value in three days. Pandit and chief financial officer Gary ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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