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Fundraising questions hamper effort to memorialize the Korean War - St. Louis Post-Dispatch
SPRINGFIELD, Ill. — A non-profit group has been collecting donations for a decade to establish a first-of-its-kind national museum in Springfield honoring veterans of the Korean War. The group has raised more than $7 million in that time — most ...

$7 million later, Korean War Museum still just a vision in Illinois - Quad-Cities Times
SPRINGFIELD — A nonprofit group has been collecting donations for a decade to establish a first-of-its-kind national museum in Springfield honoring veterans of the Korean War. The group has raised more than $7 million in that time — most of it ...

New date for Redbrick auction set - Beverly Citizen
The former mill building on Rantoul Street that’s home to the Redbrick Arts Center at 95 Rantoul St. is now scheduled to be auctioned on Nov. 24 at 10 a.m. Auctioneers J.J. Manning made the announcement on Friday, Nov. 14. Redbrick is home to ...

Redbrick Arts Center may survive bankruptcy - Beverly Citizen
Where: Redbrick Arts Center, 95 Rantoul St. Date: Dec. 6 Time: 11 a.m. to 4 p.m. Artists at Redbrick — an art community in a former mill building downtown — are hoping to stick together even if the building is foreclosed and sold. The Redbrick ...

Korean War museum progress questioned - Herald & Review
SPRINGFIELD - A nonprofit group has been collecting donations for a decade to establish a first-of-its-kind national museum in Springfield honoring veterans of the Korean War. The group has raised more than $7 million in that time, most of it from ...

No ground broken yet on Korean War Museum in Illinois - Quad-Cities Times
SPRINGFIELD — A nonprofit group has been collecting donations for a decade to establish a first-of-its-kind national museum in Springfield honoring veterans of the Korean War. The group has raised more than $7 million in that time — most of it ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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