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News about Mortgages:

Gail Anderson - Bureau County Republican
NEW BEDFORD — Gail D. Anderson, 78, of Torrance, Calif., formerly of New Bedford, died at 10 a.m. Tuesday, Sept. 9, 2008, at his home. Gail was born June 10, 1930, in Manlius. He grew up with four older brothers in New Bedford. As a young man, he ...

Financial Services - PR.com
Founded in 1996, IDMI began with a fresh, forward looking approach to meeting its customer’s needs. Their focus is the Insurance industry... iEmployee Seekonk, MA iEmployee offers a full suite of on-demand, 100% web-hosted workforce management ...

F-M students discuss Obama's victory - Syracuse Post-Standard
John Berry/The Post-Standard Jordan Foster (left) and Emily Vulcano raise their hands to make a point during a discussion on race and the election during their class at Fayetteville-Manlius High School. Both are seniors and live in Manlius. As ...

Obama's first news conference - Syracuse Post-Standard
AP President-elect Obama makes an opening statement on the economy during a press conference in Chicago. Standing behind Obama are, from left, Vice President-elect Biden, Michigan Governor Jennifer Granholm, Former FED Chairman Paul Volcker and newly ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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