Pinehurst Mortgage Rates and Information Online from competing Lenders

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Matter Of Records: December 1 - Wichita Falls Times Record News
Kell Propane vs. M.A. Flaharity, 199 Homestead Ln., $211.40, V3308 P579. AT&T Advertising LP vs. Bruce Harris, 3002 Speedway, $4,396.00, V3308 P853. The Estate of Richard Lynn Fanchier, et al, vs. Wichita Falls Care Center Inc., 7473 Row 25, Orland ...

Bankruptcies & Foreclosures - The Ledger
The following businesses or individuals filed bankruptcy petitions in the U.S. Bankruptcy court in Tampa from Sept. 25-Nov. 12, 2008. Chapter 7 filings are for companies and/or individuals whose assets are being liquidated to pay creditors; Chapter ...

Transcript: Color of Money Live - Washington Post
Read Michelle's latest columns , check out her Color of Money Book Club selection archive or sign up for her weekly e-mail newsletter. Michelle Singletary: Welcome all. I'm so glad you could join me. So let's get started. Silver Spring, Md.: Hi there ...

Chinese Sister City Resolution OK'd - pilot.com
Moore County may soon gain a sister county in China. The Board of Commissioners has approved a resolution that would establish the county as a sister to Guidong County in China. The resolution was approved at the board's Monday night meeting with the ...

It's the law - as of today - Fayetteville Observer
Starting today, bars and restaurants will have to recycle all those empty beer and wine bottles left from New Year’s bashes. Life insurance salesmen will find their jobs tougher on Army grounds. Smokers in state buildings will have to find an ...

Vulnerable? Forbes says so - Marion Chronicle-Tribune
There is a lot more to Marion than economic figures and Mayor Wayne Seybold wants Forbes.com to know it. The Web site of the national business magazine listed Marion as the eighth most vulnerable community in the nation in a recent article ...

Business calendar, 11/14 - Denver Post
Colorado Judicial Institute, sixth annual Judicial Excellence for Colorado dinner, Denver Marriott City Center Hotel, 1701 California St. Keynote speaker will be Bert Brandenburg, executive director of the Justice at Stake Campaign. Information: 303 ...

Jail fails - Coeur d'Alene Press
COEUR d'ALENE -- Voters slammed the door on the county's jail expansion/comprehensive facilities plan Tuesday, voting against $145 million in bonding authorization and the accompanying half-cent sales tax increase. Both fell well short of the super ...

Items pertaining to Fulton neighborhood - Southwest Journal
ARMATAGE — Principal Joan Franks was working with district and city officials to head-off what she termed “an accident waiting to happen” near Armatage Community and Montessori School in February. Franks said traffic near the intersection of ...

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.
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