Kihei Mortgage Rates and Information Online from competing Lenders

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MAUI NEI - Maui News
Thirty-five years and five months ago, Maui welcomed a newspaper reporter who looked a bit like a hippie at a time when "transients" were the most popular arrivals. The welcome came within minutes of stepping off an Aloha flight from Honolulu with ...

Nishiki got loan from Dowling - Maui News
WAILUKU - Incoming Maui County Council Member Wayne Nishiki took a $100,000 business loan from development firm Dowling Co. in 2005, he reported in a disclosure filed with the county. Nishiki was required to file the report in August but did not do ...

Hawaii title companies feel the pain of real estate slump - Pacific Business News
Hawaii’s largest title and escrow company recently laid off several dozen employees, while other firms have closed branches, trimmed staffs and instituted pay cuts over the past six months because of the downturn in real estate and tightening in ...

Foreclosed properties to be turned into affordable homes - Maui News
The federal Housing and Economic Recovery Act, signed in July by President Bush, provides $3.92 billion nationally in emergency assistance to state and local governments to acquire and redevelop foreclosed properties that might otherwise become ...

Legendary Ohio lobbyist might sue former partner over finances - The Columbus Dispatch
For 20 years, Republican Neil S. Clark and Democrat Paul Tipps were Capitol Square's lobbying kingpins, partners who wielded more influence over public policy than most legislators and who forged a seemingly unbreakable friendship. Along the way ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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