Pinellas Mortgage Rates and Information Online from competing Lenders

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Former bay area lender sentenced to 18 years - St. Petersburg Times
A businessman who helped run a multimillion-dollar mortgage scam in Hillsborough and Pinellas counties is going to prison for 18 years. Attorney General Bill McCollum announced Friday that Orson Benn, former vice president of Argent Mortgage Co. was ...

Former bay area lender sentenced to 18 years - St. Petersburg Times
A businessman who helped run a multimillion-dollar mortgage scam in Hillsborough and Pinellas counties is going to prison for 18 years. Attorney General Bill McCollum announced Friday that Orson Benn, former vice president of Argent Mortgage Co. was ...

Fla. AG: Former subprime exec gets prison term - Forbes
A former vice president for a subprime lender has been sentenced to 18 years in prison for mortgage fraud, racketeering and grand theft. Attorney General Bill McCollum's office said Orson Benn, who worked for Argent Mortgage Co., was sentenced Friday ...

Former mortgage lender gets 18 years - Bradenton Herald
BARTOW - A former vice president for a subprime lender has been sentenced to 18 years in prison for mortgage fraud, racketeering and grand theft. Attorney General Bill McCollum's office said Orson Benn, who worked for Argent Mortgage Co., was ...

Subprime exec gets 18 years - Pensacola News Journal
Attorney General Bill McCollum’s office said Orson Benn, who worked for Argent Mortgage Co., was sentenced Friday. A Circuit Court jury convicted Benn in connection with 130 loans worth about $13 million in Hillsborough, Lee, Pinellas and Polk ...

Man who had been accused in PBSO deputy deaths back in jail - Fort Lauderdale Sun-Sentinel
TODAY'S UPDATE: Anthony fitted with ankle monitor 9:18 a.m. Jail officials confirmed the undisclosed hold on Anthony has been removed and she is in the process of being fitted with the ankle bracelet that will monitor her during the court ordered ...

Judge Gets Fax From Fasano, And A Trial Is Derailed - Tampa Bay Online
NEW PORT RICHEY - Under normal circumstances, State Sen. Mike Fasano's Thursday morning fax to Circuit Judge Jack Day might have amounted to nothing more than another person's opinion about an ongoing case. Judges get them all the time. But this was ...

How Palin Got Picked - Weekly Standard
Can't get enough of Alaska Governor Sarah Palin? The Anchorage Daily News has kindly posted a photo gallery here . Was there something inconsistent in McCain's naming Governor Palin to his ticket after making much hay out of Barack Obama's not being ...

Corporate Accountability - OpEdNews.com
Amy Fried: Naomi Klein Helping Me UnLearn What I Learned in Business School (8 comments) Naomi Klein, in "The Shock Doctrine," makes me see how - while in business school - I got carried away with elegant theories that masked the pain they caused ...

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Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.
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