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Ask AP: Bottom-up bailouts, gas pump tampering - Seattle Times
If troubled automakers and banks need government bailouts, why not give their customers federally financed vouchers to help cover car and mortgage payments - so both consumers and companies could benefit from the money? Curiosity about bottom-up ...

New Farm median house price surges to $1 million - News.com.au
HOUSE hunters are in danger of being locked out of the inner-city Brisbane market, with the median price in New Farm having surged above $1 million. According to RP Data figures, a 12 per cent increase in the median house price (to $1.1 million) in ...

Great Wolf talking with lenders about mortgage extension - Milwaukee Journal Sentinel
Dec. 1, 2008 11:42 a.m. | Madison-based Great Wolf Resorts Inc. says it remains in discussions with its lenders regarding an extension of yesterday's maturity date on a $76.8 million mortgage loan on its Mason, Ohio, water park resort. Until those ...

Brewers announce spring schedule - Milwaukee Journal Sentinel
Dec. 1, 2008 2:06 p.m. | The Brewers announced their spring training schedule today, including two games against the Los Angeles Dodgers in Dodger Stadium after breaking camp in Arizona. The Brewers' first exhibition game will be Wednesday, Feb. 25 ...

Stocks end short session with 5th straight gain - Island Packet Online
Photo: Trader Robert Innella smiles as he works on the floor of the New york Stock Exchange, Wednesday, Nov. 26, 2008. A stock market gaining confidence in the nation's financial system bolted higher Wednesday, propelling the Dow Jones industrials ...

For some, bleak dawn of eviction day is unstoppable - St. Petersburg Times
Story Tools Promptly at 10 a.m. Wednesday, Pasco sheriff's Cpl. Randy Ganter parks his cruiser outside the house at 6350 Bandura Ave. On a block of small but neatly kept homes, it is an eyesore of scraggly weeds and peeling paint. ¶ Ganter is here ...

Feds charge Del Biaggio, alleging more than $100 million in fraud - San Jose Mercury News
Federal authorities filed civil and criminal charges Thursday against bankrupt Silicon Valley financier William "Boots" Del Biaggio III, alleging he bilked banks and private investors in a series of schemes that raised tens of millions to pay off ...

Hanover Affordable Housing Has Tenants - Valley News
Affordable housing generally means that qualified renters or buyers pay no more than 30 percent of their income in rent or mortgage. Many of the families qualifying for the affordable apartments and townhouses at Gile Hill earn between $22,000 and ...

People in Business - Nashville Tennessean
Tennessee State Board of Accountancy has announced candidates who are Nashville residents who passed the Uniform Certified Public Accountant examination: James N. Lane, April L. Mitchell and Chandar A. Reed of Antioch; Robert A. Argo, Amy E. Mitchell ...

Cross Lanes developer creating new housing - Herald-Dispatch
CROSS LANES, W.Va. (AP) — Despite national news of slow home building starts, a developer in Cross Lanes is expanding, creating a gated community called Twin Lakes Estates just off Goff Mountain Road. “There is a need ... a need for a step-up ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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