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Happy Christmas! And welcome, to Brown's Blunderland - Daily MailBack in 2001, I published a novel, To Hell In A Handcart, in which part of the action took place at a tacky theme park called Goblin's, somewhere in southern England. Disneyland, it wasn't. The surly, tattooed staff were forced to dress as elves, the ...
Give thanks for self-reliance - SpectrumIn the year of bottomless bailouts, I am most grateful this Thanksgiving season for Americans who refuse to abandon thrift, personal responsibility and self-reliance. When the moochers and entitlement mongers drive you mad, remember that our nation ...
Giving thanks for self-reliant Americans - Daily ChronicleIn the Year of Bottomless Bailouts, I am most grateful this Thanksgiving for Americans who refuse to abandon thrift, personal responsibility and self-reliance. When the moochers and entitlement-mongers drive you mad, remember that our nation still ...
Self-reliant Americans are bailout balm - Detroit NewsIn the Year of Bottomless Bailouts, I am most grateful this Thanksgiving weekend for Americans who refuse to abandon thrift, personal responsibility and self-reliance. When the moochers and entitlement-mongers drive you mad, remember that our nation ...
IN BRIEF: News around Downriver - News-HeraldThe Detroit Zoo will be open from 10 a.m. to 4 p.m. daily through March 31, though it’ll be closed on Christmas and New Year’s Day. Winter visitors often find that when the temperature drops, many of the animals become more active outdoors. There ...
Get a grip on savings: 101 ways to boost penny-pinching ways - Tri-City HeraldFood is expensive, job security is getting iffy and winter's big heating bills are coming. Since loans are tough to get and our retirement funds are shrinking fast as the stock market crashes, we thought we'd share some old-fashioned penny-pinching ...
A suburb for our times - Sydney Morning Herald"Most people were happy to lend a hand" … Choco Whitbread, 80, in his garden in Hammondville, a suburb near Liverpool in Sydney's south-west. Hard times, happy days. The former state MP John Hatton still talks fondly of his childhood growing up ...
Empty Stockings - Independent RecordThis Empty Stockings feature is printed every year on the Sunday after Thanksgiving to present the Wish and Need lists of Helena area nonprofit organizations that assist families, individuals and the pets they love in various ways throughout the year ...
Guido Tino remembered by many - TriVallyCentralGuido Tino loved life. The words used to describe him by his friends and family include "dynamic," "a total giver," "enthusiastic," and "a remarkable humanitarian." The 71-year-old Sherman resident, who died Nov. 21 of complications from a recent ...
The Black Friday mindless stampede; Update: Video added - Hotair.comI worked for several years in retail and then for two decades in retail-related security, and have no intention of participating in the longest, roughest day in American shopping. In all of those years, I never heard a story like this , though ...
Today's Mortgage Terms starting with P
Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
Principal: It is the amount of money borrowed or owed, excluding interest.
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