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News about Mortgages:

Crist says banks agree to delay foreclosures - St. Petersburg Times
Gov. Charlie Crist announced a handshake deal with many Florida banks that have agreed to voluntarily delay scheduling foreclosure sales of homesteaded homes for 45 days. The initiative, which doesn't bind banks to any action, comes after Crist ...

New homeless: families in bind - St. Petersburg Times
Mary Hite keeps her sons, Adam, 2, and Ethan, 7, occupied Friday in their apartment at Touched by an Angel Ministries, where they have lived for six months. She and her husband, Maurice, were evicted from their $1,200-a-month rental home after he was ...

Fed to buy asset-backed securities - Jacksonville Business Journal
Federal Reserve to buy more mortgage related assets Report shows California homes selling faster Fed to buy asset-backed securities Raleigh home prices remain strong Feds hope to unfreeze SBA, consumer lending The Federal Reserve said Tuesday it ...

HomeBanc to Host Grand Opening for Its Two New Tampa Branches - Earthtimes
Chance to meet Tampa Bay's LPGA professional Brittany Lincicome and win cash prizes when HomeBanc formally welcomes community December 8-12 TAMPA, Fla., Dec. 1 TAMPA, Fla. , Dec. 1 /PRNewswire/ -- HomeBanc, known for offering customers "distinctive ...

Crist, Sanchez and Shutes asking for hold up on foreclosures - Tampa Bay Business Journal
Gov. Charlie Crist has asked the banking and mortgage lending industry to hold up on foreclosures until after the holidays. Alex Sanchez, president and chief executive of the Florida Bankers Association , and Aletta Shutes, executive vice president ...

Capitan Development A Field Of Dreams No More - Tampa Bay Online
TAMPA - El Capitan Crossings was supposed to be a place where needy families could realize the American dream of home ownership. But two-and-a-half years after developer Sylvia Alvarez launched the project, the weed-covered building site in Town 'N ...

Consumer Reports: Home Budgets Made Simple - 10 News
Experts keep saying to cut back on what you spend, but that's not always easy. For one, you've got to know where your money goes-all of it-then set up a budget. Before your eyes glaze over, wait! Consumer Reports can help! You can keep it simple ...

Fla. lenders halt new foreclosures for 45 days - 10 News
Tallahassee, Florida -- Two groups of Florida lenders will voluntarily agree not to file new foreclosure petitions on primary homes for the next 45 days. The Florida Bankers Association and the Florida Credit Union League made the announcement Monday ...

Sentences Finally Put Period on Mortgage Fraud Cases - The Ledger
BARTOW | When Orson Benn and Samuel L. Green were sentenced in September and October, it ended a multi-million dollar fraud case that began in 2004. Six people have been sentenced to prison on charges that include racketeering and conspiracy to ...

U.S. home sales drop in October - Atlanta Business Chronicle
Tampa-St. Pete existing home sales up 11% in October U.S. home sales drop in October Single-family home sales down 16% U.S. home sales post a month-to-month decline in October Credit crunch means smaller chances for jumbo mortgages Existing-home ...

Today's Mortgage Terms starting with U

Underwriting: It is the process of quantifying the risks involved in a specific loan and setting suitable terms and conditions for a mortgage.

URLA: Uniform residential loan application.

Usury: Interest charged in excess of the legal rate as established by law.

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